First time applying for credit cards?

There are other cads charging higher interest rates that might give you a card with a 'training wheel' low limit of like $500.

Made for building that credit are Secured Credit Cards, which you actually use like a prepaid debit card where you can only spend what you have paid into the account, they do have a monthly billing setup that gets reported to credit rating agencies and apparently helps establish a record. Something like a car loan paid on time would be a credit builder as well.

http://www.bankrate.com/finance/credit-cards/10-qu...

You are supposed to get credit by applying for only one credit card. You are not supposed to apply for two. No one will approve you if you apply too much.

You are supposed to get credit by applying for only the right cards. You could have been approved by Capital One if you had applied only for their card and had not applied for any others. Capital One does approve applicants who apply only to them.

Now, because you applied twice, you are supposed to stop applying, immediately, and not apply again for over a year.

After you have not applied for over a year, you are supposed to pick a card that a person with no credit history can get, and then apply only one time for only one credit card.

Yes, you can, but you need a cosigner. You leave out so much information, like your age. True credit will not happen until you are over 21, employed full time, have no major debt and meet the income requirements per the card. Anything less then that will need a cosigner.

Get your name assigned to some utilities of some sort; Cell phone contract, water bill, cable, electricity, and also apply for a small retail line card like Kohls, Macy's or Dillards, Sears. Buy something you need and pay it off quickly. Do this for a few months and try again. Getting credit means you have established that you can pay your financial obligations on time. You will build credit over time. DO NOT MISS PAYMENTS.... or risk starting all over again.

Cheers :)

I would try to get a secured card first. Or check with your bank to get you a small balanced card. That is the way to start. When it comes to credit you will have to start off small and get larger over a time of accurate and on time payments.

I suggest getting a secured card and raising your limit every chance you get!

Your credit score will go up and you will have less to worry about!

You have not mentioned your age and what are you doing. The card provider will have to satisfy about your earning and repaying capacity. Based on your income they may fix a limit for the credit card.

Go to your bank, (if you don't have one open an account at any) and ask for secure credit card. stress on the word secure. they will take security deposit from you against that

get a credit builder loan, a secured card or a strong cosigner.

Go to bank and then give them your documents. they will identify your address and document and then they will allow you.

Stop applying and read this:

http://financialplan.about.com/od/creditdebtmanage...