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can i use paypal without linking my bank?

my balance is not enough to cover an item i want to buy, but i have a debit card linked to my account.

I never linked my bank and i still get messages telling me to do so, but i would rather not. Can i still buy my item without my bank account linked to my paypal?

Will the money just be taken off my debit card?

2 Answers

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  • Favorite Answer

    Yes! If for example you want to make a $10 purchase but only have $5 in your account the PayPal system will use up the $% in your account and then take the rest from a back up funding source like a credit/debit card or bank account. A bank account is not required but they will continue to prompt for it in an attempt to make it easier for you to make payments.

  • Yami
    Lv 5
    6 years ago

    Yeah, you don't have to add your checking account if you don't want to, but it's recommended if you are selling items ect.

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