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A question in concerns to collecting Social Security at 65 years of age and working?

I was told that once you hit 65, you can begin to collect your social security.

And yes, I know the longer you wait to collect the more you get paid like waiting until 67 or 70 years of age.

But I also was told that once you collected social security at 65, that you could also work a full time job and no matter how much you made at that job, you would still get your monthly S.S. check.

Is this true and if so, does anyone know the citation code numbers where I could look it up and read it for myself.

Thank you for any and all responses.

6 Answers

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  • 5 years ago
    Favorite Answer

    Yes it's true. However you may have to pay income taxes on part of your social security earnings.

  • Judith
    Lv 7
    5 years ago

    Well you were told wrong. Once upon a time it WAS age 65 but it is now age 66 and eventually it will be age 67 when a person can work and earn as much as they like and collect all of their social security benefits.

    Citation numbers? LOL. Look it up at ssa.gov or just query "The social security retirement test" which is what social security calls it.

    And btw, a portion of the social security benefit is taxable if you are single and have other income of $25K or more a year or, if married, $32K.

    Source(s): I was a social security claims rep for 32 yrs.
  • Alan
    Lv 7
    5 years ago

    When you reach 65, your benefit is no longer considered Social Security. It is considered your State Pension, for which you make contributions throughout your working life. So your pension from the state is based upon the number of years you worked and possibly your final salary earnings. When you reach retirement age, you no longer contribute towards your pension, therefore if you decide to carry on working, your wages should automatically rise by that amount. Well at lest this is the case in the UK. I'm not sure if the same applies in America.

  • 5 years ago

    You still get SS if you work, those wages are subject to SS tax, and some or all of the SS income can be come taxable, depending on what your wages are.

    If you still work full time, it's incredibly dumb to take SS for multiple reasons.

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  • Anonymous
    5 years ago

    Novel concept... ask somebody at Social Security.

  • k w
    Lv 7
    5 years ago

    call SS they will tell you.....I think there is a limit, but not positive, I'm done with work.

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