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How long does it take to go from 0 credit to a 620 credit score?

So I just got a credit card about a week ago and I want to know how long it will take me to build credit. This is my first ever credit card, I have had no previous credit experience.

If I do everything right with my credit card, how long on average will it take me to reach about 620 for my credit score? Give or take?

Additionally, I would welcome any tips anyone can offer me on how to build credit faster and/or any rookie mistakes I should avoid making. But "how long" is my main question.

Thank you in advance. Any help is greatly appreciated.

2 Answers

Relevance
  • Anonymous
    4 years ago

    I'm guessing 3-4 years if you behave well and use credit responsibly.

  • Anonymous
    4 years ago

    It is not possible to answer that question.

    There is no way to speed things up.

    Use your card to buy stuff you would buy anyway. When you get your monthly bill, not before, pay in full before the due date to avoid paying interest. Carrying a balance does NOT build your score more quickly as some people think.

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