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? asked in Business & FinanceTaxesCanada · 2 years ago

Do I still need to withdraw the excess contribution from my RRSP account even though I don't claim the tax reduction?

2 Answers

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  • Anonymous
    2 years ago

    The extra money would earn extra tax deferred income, so it's not allowed.

    There may be a dollar threshold, but there is a 1% per month penalty for the excess.

  • Anonymous
    2 years ago

    https://www.canada.ca/en/revenue-agency/services/t...

    I don't see the option "do not claim the overcontribution amount"

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