Do people live only in the moment?

sounds like they do

It's a scourge of our times that no one seems to be able to remember what happened a year ago let alone the guidance we need to have from historic events that happened decades and centuries ago. 

They are there to work, not socialize. 

Most of them have memory problem unless some do remember

Bills is due every month. You can't tell your landlord you're covered because you paid last month.