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Should I take out money from my 401K to pay off my timeshare? ?
I have $20,000+ in my 401K account. I bought a timeshare with an ex-boyfriend five years ago. (I know, I know)
Monthly payment: $168
Interest: 17%
Will be paid-off in 10 years. I have five more years to go.
Current balance: $6, 235.64 (amount left that I need to pay)
I've been paying the minimum every year for five years. I don't know why, but I just realized that I should try to pay this timeshare off as quickly as possible. Using Karl's Mortgage Calculator, my total interest would be 50.25% after everything is paid off!!
Should I take out the money from my 401K plan? The interest rate is 5% and I can try to pay it off within one-two years. There's no penalty if I pay it off early.
13 AnswersPersonal Finance1 decade agoMissing values in longitude values: I have a table of points which has lat/long both in the format of DD:MM:SS
but the SS part (seconds) is missing. Can I still get an accurate location of these points if I plot them? I think I have to convert them to decimal degrees first, but how do I do that if the seconds are missing?
Thanks for any help you can give!
1 AnswerGeography1 decade agoI can't seem to figure out what is wrong with my relationship.?
My boyfriend and I love each other very much, but there are times when I feel he so distant from me. He argue ALLLL the time and can't seem to reach an understanding. And when we argue we usually come from the same perspective, but can't understand each other at all!!! It doesn't make sense. I get so frustrated and wonder if we will ever work out. So I asked him if we'll ever get to the next step (marriage) and he said he's not sure, but he will give it another try. I really want this relationship to work out, but it seems to me - from what he said - that he already did. Not sure what to make out of it.
14 AnswersSingles & Dating1 decade agoHas anyone watched Mean Girls? I liked some of the art pieces in Lindsay Lohan's bedroom. r/o?
-Compassion poster
-mosaic art of a woman's face behind her door
-leaves banner
Any help would be appreciated! Thanks :)
2 AnswersMovies1 decade agoHas anyone watched Mean Girls? I liked some of the art pieces in Lindsay Lohan's bedroom. r/o?
Compassion poster
mosaic art of a woman's face behind her door
leaves banner
Any help would be appreciated! Thanks :)
1 AnswerOther - Arts & Humanities1 decade agoShould I take money from my 401K to pay off my debts? I do not mind the fees.?
I do not make enough money to pay off all my debts in one -two years. In total, my credit card debt is $4,400. I rent, and have no savings except for my 401K.
Would it be smart to borrow from my 401K?
5 AnswersInvesting1 decade agoShould I take money from my 401K to pay off my debts? I do not mind the fees.?
I do not make enough money to pay off all my debts in one -two years. In total, my credit card debt is $4,400. I rent, and have no savings except for my 401K.
Would it be smart to borrow from my 401K?
7 AnswersPersonal Finance1 decade agoI'm in the GIS field and would like to get involved in humanitarian affairs, or wildlife refugee.?
Is it possible to combine these two fields with GIS? If so, what type of experience work should I get involved in, or what classes should I take?
(My B.S. is in Geography w/ five years experience in GIS.)
Thanks for any help.
1 AnswerGeography1 decade agoI'm in the GIS field and would like to get involved in humanitarian affairs, or wildlife refugee.?
Is it possible to combine these two fields with GIS? If so, what type of experience work should I get involved in, or what classes should I take?
(My B.S. is in Geography w/ five years experience in GIS.)
Thanks for any help.
1 AnswerAnthropology1 decade agoI'm in the GIS field and would like to get involved in humanitarian affairs, or wildlife refugee.?
Is it possible to combine these two fields with GIS? If so, what type of experience work should I get involved in, or what classes should I take?
(My B.S. is in Geography w/ five years experience in GIS.)
Thanks for any help.
5 AnswersConservation1 decade agoI feel like I've lost motivation to work completely. I want to quit in August this summer. r/o pls.?
I make at least 40,000 and I'm 29 yrs. old. I feel that I'm not good at anything. I don't know what to do with myself!
5 AnswersPsychology1 decade agoI just realized, at this moment, that I have so much hate inside of me. Why?
I can't stand my father. He verbally abused me when I was a little girl, and it's so hard for me to have respect for him. I do treat him with respect, but I have so much contempt inside. And I think all my life I've been living with so much hatred for him, which transfered to every aspect of my life. In turn, I now hate myself for the things I am incapable of doing. I hate a lot of things about my life. How do I heal myself from this? Or, where do I even start?
15 AnswersMental Health1 decade agoI don't have excellent writing skills, but I feel like the only way to improve is to just do it!?
I want to do some type of research work (i.e. for a travel magazine) since my B.S. is in Geography. Do you think I should pursue it even though my skills aren't strong?
6 AnswersOther - Education1 decade agoI don't have excellent writing skills, but I feel like the only way to improve is to just do it!?
I want to do some type of research work (i.e. for a travel magazine) since my B.S. is in Geography. Do you think I should pursue it even though my skills aren't strong?
2 AnswersCareers & Employment1 decade agoI dont have excellent writing skills, but feel like the only way to improve is to just write!?
I want to do some type of research work (i.e. for a travel magazine) since my B.S. is in Geography. Do you think I should pursue it even though my skills aren't strong?
4 AnswersGeography1 decade agoAre you happy at your job? I really want to change jobs 'cuz I procrastinate all the time now. r/o?
I've been with my company for 2 years, and might change careers. I like working with people, and busy work. I just sit infront of the PC all day.
I don't know if it's my job, or if I'm just depressed. I'm thinking of getting a career counselor, or even a life coach.
4 AnswersCareers & Employment1 decade agoCan someone translate this song called, "El Rey Tiburon" by Mana?
Todos me llaman el pez Tiburón
El rey de los mares salados
Todos me llaman el pez Tiburón
El rey el amante dotado
Ay ay ay
Ahi voy desafiando el amor
En busca de alguna sirenas
ay ay ay ay ay ay
Ahi voy mordiendo el amor
Cuidado sirenas yaaa ha llegado
Y esta desenfrenado
Ya llego el Tiburón
Soy el rey de la mar Tiburón
El que te come a besos
Pero yo soy el rey del mar Tiburón
El que te come mi amor
ay ay ay bom bom mi sirena de amor
Y tengo cuidado del besos
ay ay ay ay ay
Ese exceso de amor que ya llego el tiburón
Canto a la vida que soy tiburón
Que estoy del amor enamorado
Se que encanto en la vida y encanto al amor
Que yo soy un tiburón enamorado
ay ay ay ay ay ay
Que te como mi amor
Entierro mis dientes mi ardor
ay aya ya bom bom
Que te como mi amor
Cuidado sirenas yaaa ha llegado
Y esta desenfrenado
Ya llegó el Tiburon
Soy el rey de la mar Tiburón
El que te come a besos
Pero yo soy el rey del mar Tiburón
El que te come mi amor
ay ay ay bom bom mi sirena de amor
Y tengo cuidado del besos
ay ay ay ay ay
Ese exceso de amor que ya llego el Tiburón
Y viene el Tiburón que tiene todo todo en su vida
Y en realidad esta en soledad
Y viene el Tiburón que nunca que encuentra solo anda en busca
Busca su presa amor ya llego, ya llego el Tiburón
Soy el rey de la mar Tiburón
El que te come a besos
Pero yo soy el rey del mar Tiburón
El que te come mi amor
ay ay ay bom bom mi sirena de amor
Y tengo cuidado del besos
ay ay ay ay ay
Ese exceso de amor que ya llego el Tiburón
1 AnswerLanguages1 decade agoDid anyone see the Mana concert last night in Miami?
If so, how was it? Which songs did they sing? :)
1 AnswerOther - Entertainment1 decade agoIs anyone going to the Mana concert this month in VA?
If so, I was wondering if anyone knows where they are going for their signing? (before or after the concert)
1 AnswerOther - Entertainment1 decade agoI have no fashion sense.?
I love fashion. I think a lot of these fashion designers (popular or not) are very artistic. Anyway, my problem is dressing myself. How do I find my own identity when it comes to fashion?!
10 AnswersFashion & Accessories1 decade ago