Michael

I was thinking about the depreciation, price increase, taxes... so overall is it better to buy apartment to rent out in the expensive areas or not for a long term profit and if needed later to sell the apartment to get cash

Can you recommend decent camera in range $300-$500

thanks

what is good reason why DMV in New York not allowing me to film my road test (for records, share and maybe appeal....) I just can mount it in my car from different angles. No examiner face, name, voice will be there! Is there state where you allowed to film YOUR OWN road test?

If I get bonus in December 2016 mean I can get bonus in next year, for example January 2017 or I have to wait 12 month (365 days) ?

thanks

True or False - question

I didn't find any information when project considered risky, at what percent?

With some targets for fun! Like some park have but I want real pellet/BBS shooting range place!

Cement Grout has pores and won't be good choice to use in the bathroom tile for finishing (covering the gaps between tiles)? Epoxy Grout cost a lot but will not get any mold it's kind waterproof?

Is there small, good, portable, cheap tracking (tracker) device using GPS not peer to peer connection to find lost or stolen items, or people.

or when person press sleep button or maybe even I can enable it manually remotely through some website? So we can capture thief picture or video when they look at phone and then share info with POLICE?

Just discover Google Android Device Manager and curious will "Erase - all data from phone" will keep password on it after the process?

Hello.

How do you protect your phones? What programs you are using? Disable "power off" feature without the password... Please don't write that people can remove battery (many phones have non removable batteries), don't write that thief can take out simcard and insert another one or none, and don't write that hard reset buttons will turn off or reboot the phone! Many thief are stupid, many have no tools on them , no time to play with phones, but for people who look for their phone EVERY second is a big deal. Please share Apple phone users too, is there a way to disable HARD RESET buttons, or at least set up the password on it using APP? Please try not to mention rooting and jailbreak! thx

Or call chase (visa) and file a claim, and then call Zipcar and file a claim right away? who to call first? Or always better to call and file claims with both of them doesn't matter who to call first? CDW will cover only my car, Liability Insurance (from ZipCar) will cover other cars and some other expenses?

*P.C.

Visa (CDW) will cover deductible if you have your personal car insurance, in this case CDW will always run as Secondary! That what representative of Visa told me! And Liability Insurance from Car Rental is not personal insurance!

Hello.

I spent hours didn’t find answers! Please help!

1. Will Chase (Sapphire) cover deductible of zipcar’s $1,000 liability insurance?

2. I have Sapphire Chase (CDW - collision damage waiver) and how will it work - As REAL primary or as REAL secondary in case of the accident? I don't have a car and don't have any car insurance! I want to understand how Zipcar’s liability insurance will work with CDW’s of the Chase (Sapphire)? Or I’ve better waive (buy a waiver) $1,000 deductible from zipcar’s liability insurance, because chase’s CDW won’t cover it?

3. Chase (sapphire) - give people CDW (primary) so it will first cover the damaged car, and only then Zipcar’s LIABILITY insurance will jump in? Will Sapphire as primary cover $1,000 deductable of the zipcar's liability insurance?

4. Chase (freedom) - give people CDW (secondary) so Zipcar’s LIABILITY insurance will pay for pretty much everything and only then VISA (chase freedom) will jump in to pay for the rest? Will Freedom as secondary cover $1,000 deductable of the zipcar's liability insurance?

5. Wikipedia - "Then the credit card issuer will pay the primary insurance's deductible and will address any large claims above the primary insurance limit." I'm confused.

thanks

He forgot his Green Card, and was lazy to go to get it... he just want to open saving and checking account.... he said he is citizen of USA, they didn't ask anything else after that..... opened the account! Why citizens don't have to provide any info? And what can happen with my friend? Will bank really check if he is US citizen or not? thx

I've never had a car, going to rent ZipCar. if someone with experience can clear some info for me!

1. From ZipCar’s site “Get the contact details for all parties involved, including the driver's name (and vehicle owner, if different from the driver), phone number, address, license number, insurance company and policy number, vehicle registration plate number and vehicle identification number (VIN).” what about if they refuse to give me their info, or tell me they don't have any on them, or lied and tell me they got no insurance? Do I really have to gather all this info?

2. Do I need to take picture of their ID to make sure they are who they say they are?

3. "Put in a claim with your auto insurance company AND with the other drivers insurance company too. Deal with whichever company is easier to deal with." CAN I do this? Is it better to do so?

4. If it's my fault AND if it's not my fault in both cases I have to give my Info (ID etc) to third party (other driver or drivers)? If not, what info do I have to provide them?

5. I'd better always call 911 (police) and get a report? Is it always good idea? Do I need police report for Insurance?

6. Do I need to have Witness? If no one wants to be one? Not to have any is a big deal?

7. From ZipCar’s site “Call the emergency services if there are any injuries, damage to either vehicle involved, or if you believe you are not at fault.” If I’m at fault better not to call emergency services (the way they stated it – kind mean it?)?

1. Will Chase (Sapphire) cover deductible of zipcar’s $1,000 liability insurance?

2. I have Sapphire Chase (CDW - collision damage waiver) and how will it run in my case - As primary or as secondary in case of the accident? I want to understand how Zipcar’s liability insurance will work with CDW’s of the Chase(Sapphire)? Or I’ve better waive $1,000 deductible from zipcar’s insurance, because chase’s CDW won’t cover it? I’ve never had a car, and have no idea how insurance works!

3. If it’s not my fault, I won’t pay for any others cars, property and personal damages? Who will pay for these all? The person’s insurance who made the accident?

Hello

I'm a bit confused after I read the whole traffic regulation rules for New York.

1. I cannot cross public bus stop lane (square part of the road where the buses stop to pick up/drop off passengers) to make left or right turns? Can get ticket for it?

2. School bus – if there is school bus and its red lights light up with sign, and we are on the 2 way road single lanes divided by two solid yellow lines, all cars must stop?? What about if it’s 2, or even 3 lanes roads, 2 way roads and divided by two solid yellow lines? Do I have to stop if I’m on opposite side of the road? Does it matter on which lane I’m driving on the opposite side? I would have to stop anyway?

3. On 2 way road with one lane and divided by two solid yellow lines CAN I make K-Turn?

4. On 2 way road with two or 3 lanes divided by two yellow solid lines CAN I make U-turn (if there is no signs prohibited to do so, can I legally cross two solid yellow lines )???

5. What does the green left arrow with a red solid light mean? You have the right to turn left and there won’t be any oncoming traffic from opposite side of the road? They will have solid red light?

6. What does the green left arrow with a green solid light mean? You have the right to turn left but have to yield to the coming opposite traffic first? Or WILL oncoming traffic still faces a red light ??

Thanks!