roger_v_kint

Whats the lowest rate you have heard in the past 5 years for a 30 year fixed, no points or prepay penalty, jumbo home loan in Califiornia?

Pls provide date and place if known.

It was their fault, but their insurance only paid about half due to their own estimate. I went to a local body shop and found the cost of repairs at twice the amount. The insurance company policy is that they won't pay any more until auto is at the shop and the shop calls to iron out the repair cost with the insurance adjustor. The thing is I don't want to fix it, but I want to be reimbursed the full damage done to my car.

Do you think body repair shops would go in with me if I say to call and get them(ins co.) to realize and pay full price for the damage, but don't fix my car? Would they do that for me? I'm thinking maybe not but what if I say you(body shop) can take half of the payment; now there's a incentive, and they won't be wasting their time. Anything ethically or morally wrong with this?

And If so, do auto shops charge you (itemize) seperately to get more money from you, when both need to be replaced and they find the t-stat ok then say to swap out the pump cuz it's bad?

I have 20 of them. Don't say eBay, I want a website or a store.

Planning on doing some quick maintenance.

They turn onto a street with two lanes but the car turning right does not turn into the right most lane but instead turns into the left most lane. Meanwhile the car turning left form the opposite direction also turns into the left most lane and they both collide.

Assune this is California.

1) When a car turns, the car should/(or is it must?) turn into the left most lane when turning left or the right most lane when turning right.

2) Car turning right has the right of way, but this car was in a right turn only lane. Does right of way still apply?

Who is right? Who is wrong? Who will the adjustor side with if both parties deny liability?