kaye

I have $20,000 in student loan debt for my BA. I found an rn program that I like but it would cost 30,000. I like that I can start right away. I want to wait to start a family until I am done and this way I know I get in and I'm done in 2 years. But that much debt really terrifies me.

I have done soooo much cleaning up on my credit. I am so excited about it too. I only have one baddie on there and it is a collection account to LVNV funding from 2012. I sent a debt validation letter. They did update my credit report as disputed and they mailed me a letter saying they would look into it. It has been almost two months ago with nothing. Can I get this removed if I tell the credit bureaus that they can't validate?

I paid a collection account a little over 30 days ago. How long do I give them to update it? I am kind of hoping they don't so I have a reason to have it deleted for being inaccurate.

I have a useless liberal arts degree and I am in a job that pays $34,000. I work in healthcare and have considered going back to school to become a nurse. I am worried about taking out student loans. I am already 20,000 in debt with student loans. I am concerned about adding more. I know nurses make about 20,000 more than I currently do. Would this degree be worth going in debt even more?

I have a collection account from a utility bill that is almost two years old. The original creditor won't pull it from collections and the collection agency won't delete after payment. Should I pay it and then try to send a goodwill letter to delete? The utility company is willing to take the payment. Even if it doesn't work, will it still improve my credit score since the account is newer?

I mailed a pay for delete letter to a collection agency. They didn't reply and they updated the date of last activity on my credit report. What should I do next?

I have an old utility bill that went to collections and the account is closed. Can I get that deleted? Do I need to pay the utility bill to keep it from being passed on to another collection agency?

I got a notice in the mail from credit collection services. The letter states that after payment in full is received the credit bureaus will be updated with paid in full status. I was told when I called that they would delete after payment but they could not give me a letter stating that. Should I just mail in the payment. I am trying to do some credit repair to buy a house. This debt is from 2009.

My credit isn't good and I am trying to begin doing my own repair. I called a collection agency that has been calling me about an old dish bill. I was told they are not reporting this to the credit bureaus yet because they don't have my social. But when he said the address on the account, it wasn't my address or an address I have lived at before. How do I take care of this. Dish isn't showing up on my report but another collection is. Do I make them prove my info?

I really want to try to buy a house next year and I have a debt in collection from the electric company from several years ago. Yeah I know it's bad but I am stable now. Anyway I can pay this bill with the electric company online if I want but what would be best? Is it possible to negotiate deleting the accounts? If so, where do I begin?

I have a bachelor's degree in history. It is completely useless. I have decided to return to school. I know that math, science, and special education are in demand. I hate math and science. I know I would be a horrible math or science teacher. I am afraid that I wouldn't like special education. But I am afraid I won't find a job.

I have two small dogs that are not completely housebroken and they are adults. I am afraid they are going to ruin my carpet. I am gone for work about ten hours a day with driving time. I have an unfinished basement. Should I start crating my dogs while I am gone or just leave them in the basement?

I have absolutely hated my mouth my whole life. I begged my parents for braces as a child and it never happened. Now I am 30 years old and can afford to go get my smile fixed. I went to my consult and the ortho said that braces won't fix my overjet very much. It is 11mm. I can't afford surgery. And I am just wondering how much of an improvement can I expect there with just braces? At least my teeth will be straight?

I have a liberal arts bachelor's degree and the only thing it has done for me is land me a job in a home health office. The job sucks but the pay is ok. I really do want to go back to school. I am sick of being in a cubicle everyday. I always loved social sciences. But now that I have grown to love the geriatric population, I would love to work with them as well. I am debating between a middle school social studies MAT degree or becoming a PTA or OTA. Any suggestions would be very appreciated.

I am so anxious about my health. I had a few flings back in the summer and didn't wear condoms. Back in the summer, I got tested but not for herpes. I don't have HIV or any bacterial STD's. This past week, I started having some serious irritation. It burned around my vulva and inside. And it burned when I peed. I freaked out and I have rubbed myself raw from feeling around for any lesions. I don't feel or see any lesions. There is one spot in the beginning of my vulva that has me really scared. It is not sore to touch, it doesn't have anything built up in it. I went to the doctor. She said she could see the yeast in there and gave me three days of diflucan. She said nothing looked suspicous to her. I know that nothing takes the place of a blood test and knowing but until those results come back....And I have been with someone for almost a year now. What are the odds that neither of us would be experiencing anything?

The past week I have been having burning in my vulva. It is not incredibly bad just uncomfortable. I have rubbed myself raw from inspecting myself constantly. The doctor took one look and said she could see the yeast in there and gave me diflucan. Can a doctor tell that from just looking? I asked her twice if she saw anything she thought was suspicous and she said no.

I freak out over my health and a week ago, I felt like I was getting a yeast infection. No itching but everything feels so inflamed and irritated. No discharge but my vagina is really red too. I have no sores. But im scared. I have been with the same guy for almost a year now. Is this more than likely a yeast infection?

I am 30 years old and have never had any children. The man I am with has already had children and they are grown. He is 12 years older than me. I have brought it up and asked him if kids are something he would do again and he took some time to think about it. I told him it was important to me. He told me that he would consider it again because he thinks I am wonderful. Now that we are going to move in together, do I need to bring it up again and get a definite answer or should that answer be good enough?

I went to the doctor a couple months ago and I have a bacterial infection. I took all of the flagyl that he gave me. Ever since then, I still don't really feel back to normal. I have some thick almost clumpy discharge. I have had yeast infections before but when I have had them, I itch on the outside too. I am not itchy all the time and it only itches up inside. I just changed jobs and have no insurance. Does this sound like I didn't clear up the bacterial infection or the antibiotics set up a yeast infection? STDs are not even an option too. I have only been with one person and the doctor still tested me for everything too.

I have always enjoyed watching porn but I have never watched it with the person I am dating. Now my boyfriend has never done it either. I was just kind of wondering what do I do? I want this to be very hot for him. Do I just watch it and maybe kiss on him? Watch it until I have to start touching him? Any suggestions?