Nicole

I am a writer and startup publisher who made the mistake of printing thousands of copies of our hardcover children's book in China. I now have 4000 books that are brand new but start to bow after being out of the cartons within several hours. The bowing happens more quickly in heat/moisture, such as in your car on a hot day. We have lost much time and therefore money and would like to salvage something financially, even if it means $1 per book. Need to unload these books. Any suggestions?

I filed for more parenting time after significant change in circumstance. I am a mom who made some mistakes and lost custody and time. Since then I have turned my life around, am back in college with good grades and working towards a career successfully doing an internship as well as working a paying job. I have cleaned up my act as far as any substance abuse. I am on the right track. The judge stated that I could go back to court for my time back when I show a significant change. My ex didn't respond to my motion and therefore the judge heard the case "on paper". I recently recieved my order and was denied more parenting time. I don't understand why I was denied and don't know what the judge believes to be significant change. What do I do now??

in an inital business

My husband and I are writing a series of children's books with other related items to follow. Do we need a business plan if we are trying to pitch to publishers and agents? What about to retail stores? Is this strictly needed if you are borrowing money?

we modified our home loan with our mortgage company and they lowered the rate and tacked the past due onto the back end of the loan. can we file a chapter 7 now to rid the unsecured debt?

My husband and I want to start a non profit org to benefit the families of sick children, parents, etc. Need feedback from someone who has done it or been personally involved. I know the factual info on getting started, but what is it realistically like financially? Can this be your primary source of income??