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Available Balance vs Balance and unavailable deposits?
I deposited a Met Life check on friday, the bank manager said the funds would be available the next day. I checked on line. there are two categories, balance and available balance. the available balance reflected the amount I deposited. I wrote checks against it. On Sunday I made out a check at CVS it went through telecheck and cleared. On monday my card was declined, Checked balance on line and the check was now gone from available balance and moved to funds on hold. Can they do this? The check didn't bounce. Now they want to hit me with overdraft charges. BTW this was at Citizens Bank in Massachusetts.
2 AnswersPersonal Finance1 decade agoI deposited a Met Life check on friday, the bank manager said the funds would be available the next day. I che?
I deposited a Met Life check on friday, the bank manager said the funds would be available the next day. I checked on line. there are two categories, balance and available balance. the available balance reflected the amount I deposited. I wrote checks against it. On Sunday I made out a check at CVS it went through telecheck and cleared. On monday my card was declined, Checked balance on line and the check was now gone from available balance and moved to funds on hold. Can they do this? The check didn't bounce. Now they want to hit me with overdraft charges. BTW this was at Citizens Bank in Massachusetts.
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