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Irv S
Banking Law and Privacy. Can we demand it?
2 AnswersLaw & Ethics6 years agoCould Conservation of energy actually apply on a Cosmic scale within our Universe?
WARNING, Long, complex, highly speculative, and will take more math,
knowledge, and data than I, or most of us, have to evaluate, but at least
worth the read IMHO.
The idea isn't anything like a 'theory', and I'm incapable of taking it much further.
It just seems too 'neat' not to play with, and maybe pursue a bit.
Known:
* We cannot account for the Dark Energy driving the observed, accelerating
expansion of our Universe.
* We observe the loss of energy in the Red Shifted photons due to that same expansion that is explained by it but not 'conserved' by the process.
*The two are connected, linked to the same process.
* The Dark Energy is reported to be increasing exponentially.
* Photons 'live' and lose energy by that Red Shift until they interact with
matter.
* The great majority of the Photons produced since 'transparency' are still
out there contributing to the referenced 'loss'.
and more free photons are constantly being produced.
*The energy they loose is therefore growing with their numbers on an exponential curve similar to an unregulated biological growth curve.
(Those familiar will know that these get steep.)
* The Total amount of 'lost' energy we discuss here is large:
( Consider only the CMB: It represents the energy concerned in the entire mass of the Universe from Gama ray color temperature to the present Microwave (~3 K.) Temperature. - That's a huge number and it represents only a small slice of the total.time involved!)
Speculation #1 Could these two energy quantities 'cancel out'?
Speculation #2 (Far more extreme) - Could the Loss somehow directly
drive the Expansion?
As to #1: A Value for Dark energy has been quantified within limits & published.
In regard to light energy lost: All i can say with any confidence is that the
two quantities seem bound to behave in a somewhat similar manner in regard to their growth.
I don't even have a clue how to quantify initial photon numbers, production over the time involved, and possibly 'variable with frequency', and thus time,
rate of energy loss per photon. (See #2).
One thing for sure, it will involve dealing with numbers at both ends of the
magnitude scale that even most scientific calculators don't have scale
space to hold in complex integration operations..
Any suggestions?
As to #2: A far out speculation, but is at at all reasonable to posit that the passage of a photon through quantum space creates a new Plank length
'bubble' in the Quantum foam with each rotation at it's frequency?
Since the 'space' created is mass-less the energy loss must appear
in the 'Motion' of the objects being 'separated'.
This is also oddly in accord with 'normal' thermodynamics in my experience.
Any comments?
Please, no nastier than "Oh what a noble mind is here oerthrown.!"
6 AnswersAstronomy & Space7 years agoIs there no remedy under Law?
This question concerns the injustice in the manner in which the 'plastic' credit/banking system is funded.
Commercial law, as written, permits the fees for the system to be charged to the retailer, who takes them as a business expense which is reflected in his retail pricing.
Those fees then effectively represent a hidden surcharge on all retail transactions whether they use the system or not. They are in effect, a sales tax on the entire retail economy levied, not by any Government, but by commercial institutions.
Hidden fees such as this have always been considered 'sharp practice', unethical, at best.
To make matters worse, the card issuers are now offering promotional rebates in effect 'giving back' part of the money they get from those who use cash, to those who actually use the service.
this victimizes those who don't can't use the system, (often those most in need).
A large part of the cost of the system is due to the high level of fraud it permits and the banks have little incentive to improve that situation because they just pass the cost in the unfair fee structure already described.
Those who don't or can't use 'plastic are clearly being victimized, deprived of money for no benefit received.
Is there no way they can constitute a class to sue to amend the offending federal law?
Wouldn't Brandeis have accepted it as a Civil Suit?
2 AnswersLaw & Ethics8 years agoChances for a Class Action Suit?
What would be the chances of filing a Class Action Lawsuit against the Government
for the manner in which the credit/debit card system is funded?
It is manifestly unfair to those who choose not to use the system, by surcharging
the retailer, and thus eventually raising all prices, it hides the cost from the consumer
and places a surcharge on the entire economy.
This is, in effect, a sales tax, levied not by any Government, but by commercial
institutions.
It seems to be a tort on the face of it and it seems that a case could be made,
and a social wrong righted.
If it's a 'service' then it should be charged to those who use it.
If we are to believe the gasoline industry price structure, the costs rum about 5%.
I don't know about the rest of you, but I could use that kind of break at the supermarket.
It might even be on a Constitutional basis as it deprives a consumer of property, (cash),
without due process.
Anybody with real legal knowledge out there?
1 AnswerLaw & Ethics8 years agoAnybody notice what tried to 'sneak through"....?
under cover of the marathon bombing??
I wonder how he will counter a simple refusal to provide any information to the system
in the absence of of the customary guarantee of confidentiality.
2 AnswersGovernment8 years agoHow do i get rid of this annoying pop-up?
This #&%$#@ Face Book 'LOG IN keeps showing up and just refuses to Cancel?
2 AnswersYahoo Answers8 years agoHiggs Boson and Symmetry ?
I know it's theoretical at this point, but does the Higgs have an anti particle?
And what would be expected of it's mass?
3 AnswersPhysics8 years ago"Deserve a Vote" Mr. President?
Yes Mr. President. the victims do 'deserve a vote', but why don't the rest of us?
The reason you've got so much trouble with your agenda is simply that
so many of us disagree with it.
Comments?:
14 AnswersPolitics8 years agoChained CPI: Do we need another voodoo number?
Inflation, Cost of living and Consumer Price index are already so amnipulated as
to be meaningless in terms of their original intents.
Now a new 'phantom number' is proposed.
Wouldn't it be more 'transparent' to just keep the numbers accurate?
"Low inflation"???? Stable Cost of Living????
Has anybody been to the supermarket lately?
4 AnswersOther - Politics & Government8 years agoEntanglement, - key to the 'arrow of time' question?
At the quantum level:
Past - entangled particles.
Future - no entanglements.
Does this somehow anchor us in, or create a preferred frame for, 'the present'?
Any thoughts?
2 AnswersPhysics9 years agoReal annoying roll-over?
Does anyone else find this 'Amdro' double roll-over ad real annoying?
Lets agree not to buy the stuff.
2 AnswersDo It Yourself (DIY)9 years agoFairness in credit card regulations?
f the Obama Government has properly 'regulated' the banking and credit card industry
so it's 'consumer friendly' howcum those of us who don't want to use it
still have to pay for it?
The banks get 5% or better of every transaction through a charge to the merchant.
The merchants include this charge in their price structure.
ALL our prices go up to support this 'service'.
We ALL wind up paying a 5%+ 'sales tax, not to any government, but to the banks.
This is supposed to be a 'service' right?
Then let those who want to use it pay for it.
Personally, I'd rather get an extra steak for the $100 or so that I cant get out of the
supermarket for less than.
If it's a service, howcum the price for it isn't apparent even to those that do use it
so that market forces and competition will regulate its cost?
If YOU had to pay that 5% to use a card, how often would you CHOOSE to do so?
Don't we deserve that choice?
Maybe "there oughta be a law?"
That's the nickel rant. - I'll bill you later.
For the more florid and complete and complex $1.50 rant, - I'll need a credit card number.
6 AnswersCredit9 years agoCredit card industry regulation for fairness?????? - Bull !?
If the Obama Goverment has properly 'regulated' the banking and credit card industy
so it's 'consumer friendly' howcum those of us who don't want to use it
still have to pay for it?
The banks get 5% or better of every transaction through a charge to the merchant.
The merchants include this charge in their price structure.
ALL our prices go up to support this 'service'.
We ALL wind up paying a 5%+ 'sales tax, not to any government, but to the banks.
This is supposed to be a 'service' right?
Then let those who want to use it pay for it.
Personally, I'd rather get an extra steak for the $100 or so that I cant get out of the
supermarket for less than.
If it's a service, howcum the price for it isn't apparent even to those that do use it
so that market forces and competition will regulate its cost?
If YOU had to pay that 5% to use a card, how often would you CHOOSE to do so?
Don't we deserve that choice?
Maybe "there oughta be a law?"
That's the nickel rant. - I'll bill you later.
For the more florid and complete and complex $1.50 rant, - I'll need a credit card number.
4 AnswersLaw & Ethics9 years agoWhat happened to 'write Email' in 'standard'.?
Miss being able to 'send'.
1 AnswerOther - Yahoo Mail9 years agoWhat question limit???????????????
At my point ;level I'm supposed to have unlimited answers.
Suddenly I start seeing a 'Daily limit?????
What gives?
5 AnswersYahoo Answers9 years agoPilot-less drones?????????????
What do you guys thing of the current initiative to let Gov't. and private agencies
turn these babies loose in OUR airspace?
Even a little 50 pounder could ruin your whole day.
8 AnswersAircraft9 years agoWhat would G & S say today?
To 'Titwillow' from Mikado:
One a tree by a river, a little tom twit,
cried 'Libral/Con./Libral/Con./Libral!'
And I said to him idiot, why do you sit,
Crying "Libral/Con./Libral/Con./Libral"?
Is it weakness of intellect, birdie I cryed,
That you cannot your vote on the issues decide,
With a shake of his poor empty head he replied,
Oh Libral/Con./Libral/Con./Libral
2 AnswersPolitics10 years agoPort Authority of New York Toll increase?
The P.A. claims it's short of funds with the income they already have?
Why is no one asking how much public funds are being dumped into that W.T.C
boondoggle which involves soem of Bloomberg's private real estate investor chronies?
Why build an office tower when what the area really needed was a large parking structure
transit terminal, and commercial retail spaces?
1 AnswerPolitics10 years agoOK I give up. What's a 'torrent'?
5 AnswersOther - Internet10 years agoYou can protest deletions and damage the deleter's community influence?
The rules say so.
Does it work?
3 AnswersCivic Participation10 years ago