Is it a good idea to eliminate the current Congressional pension plan?

There is a movement to eliminate the very lucrative pension plan that Congress receives. It would be replaced with a 401k type that they would have to contribute to themselves. This would have two important effects. It would make serving a life long career in Congress much less attractive and save a lot of taxpayer dollars.

There is no right or wrong answer, I am only seeking your opinion on the subject.

http://coffman.house.gov/index.php?option=com_content&view=article&id=537:november-21-2011-coffman-urges-super-committee-to-end-congressional-pensions&catid=36:latest-news&Itemid=10

2011-12-08T05:50:04Z

tonlac2- You misread the article. It says they receive a higher rate during their first 20 years and a reduced rate for the rest. They get a pension from day one. They contribute only 1.3% of their salary but that is before taxes so to them, it is nothing.

From the article:

"The current Congressional pension program is a defined-benefit retirement plan that gives U.S. Representatives and Senators 1.7 percent of their current $174,000 annual salary for every year they serve in Congress for up to 20 years, and an additional 1 percent for each year served after the 20 year mark. Members of Congress are required to pay 1.3 percent of their annual salary into the pension plan."

Entirely of This World2011-12-07T21:14:27Z

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Thank you for acknowledging a difference between truth and opinion.

My opinion is that they deserve no special compensation. 401k is good enough for me, it's good enough for them.

marvinsussman@sbcglobal.net2011-12-08T06:37:36Z

Members of Congress should get a very high salary, good expense accounts, a large staff, good health benefits, and an excellent pension program. They should also be executed if they accept as much as a stick of chewing gum from anybody outside their immediate family.

tonalc22011-12-08T05:20:21Z

They already do contribute to their pension plan. They do not become vested until after five years, and they do not receive any pension unless they have served for 20 years. That's right, 20 years. And even then they can't get it until they're 50.

Sarah2011-12-08T05:15:01Z

Of course! Though I'd really like this to be coupled with cutting congressional salaries in half. I think $80,000 is more than enough money given all of the time off other perks.

?2011-12-08T05:21:38Z

yes, it is an excellent idea and long overdue. and we should also eliminate the current congressional health plan. if congress had to live with publicly available health insurance and social security i believe they might come up with some usable solutions to both problems

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