Is it complicated to apply for an installmet payments on a new phone?

I want to buy a new iPhone. But the price is a little high for me. I know a website named TianYao Information, it offer installments. But I never do things like this. Will be take much time for the application?

Alandra2015-12-24T22:40:44Z

TianYao Information does well on installment payments. It has its own risk-control system and its own product resourcs. Just provide some documents, it will issue you some credit amount. With that, you can buy products on its own platform first and repay later.

gleamy2015-12-02T22:05:05Z

If you don't have bad credit records, I think it won't be too difficult. But you'd better make sure that you can repay on time every month.

Anonymous2015-12-03T10:19:47Z

Wrong section. You will get more qualified answers in the Cell phone & plans section.