I'm covered now, but I am concerned if ACA is overturned I will no longer have protection for pre-existing conditions. I know HIPAA portability provisions product those with group plans but not individual. But what if I go from individual to group? I have had my current insurance for 18 months.
Anonymous
Not a single politician wants to get rid of coverage for pre-existing conditions.
Plus, prior to the ACA, you could go from group to individual under HIPAA which is 24 years old now.
Need not worry about pre-existing conditions. That's just democrat politicians trying to win votes with falsehoods.
babyboomer1001
That's NOT what HIPAA is about. It has nothing to do with pre-existing conditions. Check the new policy. We aren't mind-readers.
Anonymous
Not a single politician wants to get rid of coverage for pre-existing conditions.
Plus, prior to the ACA, you could go from group to individual under HIPAA which is 24 years old now.
Need not worry about pre-existing conditions. That's just democrat politicians trying to win votes with falsehoods.
A Hunch
Michael,EVERYONE wants the elimination of pre-existing condition clauses.
Not only democrats.
The American Health Care Act of 2017 is very representative of mainstream Republicans.
- it allows automatic acceptance (no pre-existing condition clauses).
- But it provides protections that limit cost increases associated, which the ACA does not have and will "help" (not resolve) affordability issues.
HIPAA eliminates any pre-existing condition clauses for group plans as long as you have had continuous coverage (doesn't matter employer to employer plan or individual to employer plan).
*** After HIPAA was passed, almost all companies eliminated pre-existing condition clauses with their health plans over the next 5-7 years. This means even if the person didn't have continuous coverage, there were no pre-existing condition clauses.ACA's issue with pre-existing conditions is that insurance companies adopted a policy for private plans of denying coverage instead of establishing a pre-existing condition clause to the applicant.
HIPAA was introduced by Republicans.