Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.
Trending News
If I switch from an individual health insurance plan to a group plan, will I have coverage for pre-existing conditions under HIPAA?
I'm covered now, but I am concerned if ACA is overturned I will no longer have protection for pre-existing conditions. I know HIPAA portability provisions product those with group plans but not individual. But what if I go from individual to group? I have had my current insurance for 18 months.
4 Answers
- Anonymous1 week ago
Not a single politician wants to get rid of coverage for pre-existing conditions.
Plus, prior to the ACA, you could go from group to individual under HIPAA which is 24 years old now.
Need not worry about pre-existing conditions. That's just democrat politicians trying to win votes with falsehoods.
- babyboomer1001Lv 76 months ago
That's NOT what HIPAA is about. It has nothing to do with pre-existing conditions. Check the new policy. We aren't mind-readers.
- AnonymousLv 76 months ago
Not a single politician wants to get rid of coverage for pre-existing conditions.
Plus, prior to the ACA, you could go from group to individual under HIPAA which is 24 years old now.
Need not worry about pre-existing conditions. That's just democrat politicians trying to win votes with falsehoods.
- A HunchLv 76 months ago
Michael,EVERYONE wants the elimination of pre-existing condition clauses.
Not only democrats.
The American Health Care Act of 2017 is very representative of mainstream Republicans.
- it allows automatic acceptance (no pre-existing condition clauses).
- But it provides protections that limit cost increases associated, which the ACA does not have and will "help" (not resolve) affordability issues.
HIPAA eliminates any pre-existing condition clauses for group plans as long as you have had continuous coverage (doesn't matter employer to employer plan or individual to employer plan).
*** After HIPAA was passed, almost all companies eliminated pre-existing condition clauses with their health plans over the next 5-7 years. This means even if the person didn't have continuous coverage, there were no pre-existing condition clauses.ACA's issue with pre-existing conditions is that insurance companies adopted a policy for private plans of denying coverage instead of establishing a pre-existing condition clause to the applicant.
HIPAA was introduced by Republicans.