Does Social Security Income affect my check if I get legally married?
This has been ongoing problem for quite awhile,but I was wondering if getting married will affect my check (like getting cut off)?
I had wedding back in 2016,but didn't go in front of Justice of peace,just family only. We had wedding and reception like normally people who do.
My mother is my care giver and she gives me money but I don't see my money from my checks. It's just hard to explain since I have learning disability that can't comprehend very well.
I just want to get legally married or at least have an marriage license like the real ones showing people that we are legally married,but not. Not many people knows I'm not legally married but alot do.
Foofa2021-03-10T19:33:07Z
Depends on what benefits you're getting. SSDI isn't means tested so that wouldn't be impacted by a hike in your household income (assuming your spouse works). SSI however is means tested so if you move in with a spouse who has an income that could be impacted.
Note that this is based on household income so it doesn't matter whether you're legally married or not, just living together would impact the household income. So even just this non bonding ceremony you're talking about would impact SSI benefits if afterwards you and your partner shared an address. It wouldn't though impact SSDI benefits.
So.... are you not legally married because your legal caregiver refuses to permit your marriage? She receives your disability checks because it was deemed that you are not capable of handing your own affairs? Or she just took it on herself and has no legal right to be in charge of you? Do you and your SO live with HER? If the government has decided that you are not capable of working and will receive SSD until you are 65 and switched to SSI.. then you legally marrying your spouse should make no difference at all with your disability checks. They are about YOU... not the household income. However, apparently your mother's legal status figures into this. She either is your legal CUSTODIAN, or she's not. There is a big difference between a care giver and a custodian.
If you have never worked, you may be getting benefits under your parents' earning records. The money should still be in an account under your name even if your mother still has custodial rights. You can contact Social Security and ask them about your case and ask what would happen if you got married. You can leave out the part where you are sort of married. Ideally the money should be coming in your name so that you don't lose access to it. Unless your mother is unkind to you or abusing you in some way, with the rate of divorce, you're probably better off letting your mother handle the money if you're not capable. But decisions need to be made about what will happen to you if your mother is no longer around to make those decisions. It sounds like something you should sit down with her to discuss because she needs to make sure that someone trustworthy takes over if she can no longer do so at some point. If you are capable of making the decision to enter a legal contract of marriage but not capable of handling your own money, it could cause of review of your case and you could be deemed capable of working. It really depends what the disability is and whether it falls under something that SSA considers permanent that actually prevents you from holding any type of job.