What's most important to you home buyers?

Your question seems to have two parts: the 3 questions when home shopping and the 3 questions when loan shopping. So I'll answer each separately.

Our 3 biggest questions when we were home shopping last time were:

1) How and when to do the home inspection;

2) The dates and conditions under which either the buyer or seller could terminate the sale;

3) How to research the history of the home, both the physical history (work permits, geological studies, etc.) and the legal history (liens, evictions, etc.)

The 3 biggest questions when loan shopping were:

1) What is the interest rate?

2) What are the additional costs (points, closing costs, courier costs, etc.)?

3) Can the loan be sold to another institution?

1. What were the current rates I would qualify for?

2. Can I get 100% financing?

3. How much will this end up costing me in the end?

I don't know but I am getting ready to shop for my first home. What SHOULD I be asking? And where the heck should I even begin? (Sorry to answer with a question!)

Value

1-How much the down payment/closing costs/fees will be?

2-APR for mortgage?

3-How much the monthly mortgage will be?

I use http://www.homepricemaps.com/ to search for realty prices by zipcode and/or city. Also-if you don't see any data for your area you can email them your info and they will quickly post home data for your area and email you within a day or two. pretty convenient.

intrest rate,amount of monthly payment, down payment amount.