will i be able to get another car if one i had was repo? (i bought from buy here pay here).?

Maybe, some buy here pay here do not report to the credit bureaus.

You most likely can, with a large enough down payment. The question to consider is not if you can, but if you should. You are obviously not handling your personal finances very well, if you had to go to a buy-here-pay-here dealer to get financed. This alone tells me you had previous credit problems. You continued on the same track, of not paying your bills, and had the car repossessed. I am sure you still owe that dealer money, and he is more than likely to continue to pursue that. He may sell the debt to a collection agency, or he may sue you.

Until you understand your responsibilities, you should not try to finance another car. Buy something for cash, and work out a payment plan to pay what you owe on your other debts. Unless you change your habits, and start paying your debts, you will never get anywhere in this world!!

YES!!! The buy here pay here lot ONLY reports to your credit if they have to REPO. With the right amount of $$$ down you CAN get another ca financed. Try DRIVE Financial!!!!! They need about 3k down and charge a high fee. BUT, you get a car to help get your credit STARTED again. Chris

Credit has always been an important factor when buying a car but there are more and more lenders now have special finance program for customer who has less than perfect credit.

Due to the slow market, most car dealers will work extra hard to get you approved as long as you have job.

We would suggest you to shop on the interest rates first before selecting a vehicle, here are some good lenders who can help you through the process:

https://www.harborcredit.com/partners/AutosBargain...

http://www.capitaloneautofinance.com/Public/Landin...

You'll have a much higher Interest rate. There are a few sub-prime lenders out there that can possibly help. Try Household Auto Finance if you are in the US. You may want to try to find a co-signer and have a large amount for a down payment.

yeah there are certain mainstream dealers that will sell to you as well as buy here pay here, i was at a dealer that sold a new magnum to a guy with three repos, they fincanced it themselves and charged him the legal limit(in Phoenix, AZ) of 29.9% interest

wow ur kinda messed up with a buy here pay here thats like last chance credit maybe you might just pay for it or give a big down payment