Student loan burden?

Ok in order for my advice to work you need an ok job paying for months. If your not working then you're screwed. However, luckily for you all you need is a job for three months to make a temporary quick fix. Negotiate with your credit card company, for example you can negotiate and say,"I'll pay 50% of my debt in one lump sum". Usually, if they don't think they can get anything out of you, they will settle. Now, get a loan from a credit Union by finding a co-signer with good credit on a loan with interest that is low (less than what you're paying now if possible...is it multiple loans because consolidation loans are great!) . There your interest is accrueing on a smaller sum than before, your wages won't be garnished and you'll have less money to pay off in total.

Honestly, you can work your way of this but you have to WORK your way out of this. I could give you advice on how to get off scott free with your loan but I won't give it because frankly...I'm Republican and I don't believe in free hand outs. So get a job and hold it buddy.

Better start making an effort to pay. If you try to buy a house, this will be a major road block for you.

Contact them and start making monthly payments - however small they may be.

You're going to have to find work. You can also contact your lender and see if you can work out a deal. Also, some fields (such as teaching) have loan forgiveness programs. Of course, I have to ask--with grades like that, why didn't you have scholarships?

Start paying up. At least make the interest payments.