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Insurance and Plates question for car?
My mother wants me to use a car that has PA plates on it and she is still paying for it. I live in ohio and would get ohio insurance on it. The problem is that in order to get ohio plates my name would have to be on the loan and the financial company won't let it be added without re-financing. Does anyone know if you can get pulled over just by having plates from another state and insurance in another? If so what would the penalty be?
Thanks in advance!
What if you just get pulled over for a ticket or something else and they find out that way?
3 Answers
- 1 decade agoFavorite Answer
No you can not I work for a rental car company we have many plates from different states on our vehicles and have not had a problem. I would suggest getting a letter from her stating that's it okay for you to drive the car just in case and make sure that is it notarized in her state. There is no penalty because you do not own the car. Always remember to have insurance info on you though.
- KatLv 41 decade ago
Get a letter from her stating that you have permission to drive the car. You do not have to be the owner, just make sure that her insurance co. lists you as a driver on the policy. Would probably be a good idea to let the insurance co. know that the car is going to be garaged in Ohio temporarily. No, it's not something you would get pulled over for, just carry the notarized letter from her and proof of insurance with you in the car and you'll be fine.
- Anonymous7 years ago
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- ChrisLv 51 decade ago
How would they know that your insurance was for another state if you're just driving down the road? When you get insurance they normally don't ask if your vehicle is registered in another state or that state (although they should because so many laws depend on where the vehicle is registered, but that's another story). As long as you have insurance and can prove it, you won't get a ticket for having insurance in one state and a plate for another.
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- oklatomLv 71 decade ago
If you're willing to pay for insurance, why not just leave the insurance in your mom's name, have them add you as a driver, and pay her insurance bill? Then the names would match up. Do make sure you get a notarized letter that you have her permission to drive her car, just in case.
