if i get married will my loans affect my husband???

Question

i was wondering since i'm getting married, will my loans affect my husband in any way. i got student loans and haven't payed for them. i have a deferment right now. i was still going to school, after getting my first degree, but dropped it to look for a job. i know i will start paying my loans soon. but if i happen to miss some payments or if something happens will he have to pay them or will that ruin his credit. i heard from some people that the lenders will go after the spouse. is this true??

~mj~ · Accepted Answer

No, they will not affect him. However if you and your husband consolidate your loans together ( they take all the loans the two of you have, and create one loan) then they will be. Once you consolidate them together, you can't separate them again.

Erika S · Answer

If you get married your husband will not be liable for any loans taken out specifically for educational purposes.  However, if you consolidate your loans (even if not with him), he could--and probably would--become liable for them.

If you have credit problems they can definitely affect your husband in terms of his obtaining credit later--it isn't ethical but creditors often check a spouse's credit as well, even if the spouse isn't on the credit application.

The school loan lenders cannot go after your husband for your school loans.

â?¥Ä§à¸?Å?? ~Sslurps ya~ ??? la la la ??? · Answer

depending on the state you live in! But yes in almost all states they call it a joint acct. he married you so want is yours is half his to and vice a verse a. need to check to see if you are collecting intest on your loan??? cause that can be come a whopper if it is. Need to see an atty asap to see what your best course of action is! hope this is helpful

Hip Hop Fan · Answer

When you get married you and your husband will share expenses you each have. 50/50

Anonymous · Answer

its possible

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if i get married will my loans affect my husband???

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