what is "comprehensive & collision?

Comprehensive covers your vehicle if something happens to it like slashed tires, cracked windshield, stolen radio, vehicle is stolen, etc....... Collision coverage covers your vehicle if you collide with something like a house, another vehicle, a mailbox, a person or deer, etc........... Both of these coverages usually have a deductible and then the insurance pays for the rest of your damage.

Pertaining to Auto Insurance-

These are called

Collision: The purpose of Collision insurance is to protect the insured in the event the vehicle owned or driven by the insured is damaged as the result of a collision with another object (except a bird or animal) or by upset.

Comprehensive Coverage: The purpose of this coverage is to protect the insured in the event the insured vehicle is damaged by any cause except collision or upset.

Comprehensive is any accidental loss not involving a collision. One example is a broken wind shield as a result of a pebble or rock being hurled at your wind shield from any source other than a collision, that would fall under comprehensive. If the broken wind shield is broken as part a collision, then it would be covered under the collision.

They are coverage for your vehicle if you choose to purchase them. Collision pays for damages to your vehicle when it's in a collision regardless of fault. Comprehensive covers non-collision damage, like vandalism, hitting an animal, glass breakage, etc.

Comprehensive covers you for theft, vandalism, fire and accidents with an animal. Vandalism can be broken window or someone putting sugar in your gas tank, or car being scratched. Also, if your car is parked and someone hits it it will be covered under comp. being you did not collide with anyone you weren;t driving. Collision is when you are driving your vehicle and you collide with another vehicle.

Collision is coverage for accident damage to your vehicle. Comprehensive, again for your vehicle, covers other incidents like fire, theft, hail damage, vandalism etc.

i JUST took a test on this today:

comprehensive:

protects against accidental environmental faults such as fires, riots, floods, theft, wind, vandalism, earthquakes, storms

insures $100-$500

collision:

pays cost of repairing owner's car when owner is at fault or payment can't be collected from the person at fault

covers repair or replacement to owner's car driven by owner or with owner's permission

insures $100-$500

HOPE THAT HELPS *BEST ANSWER*!!!!!!