On Bike, Hit by news Currier, independent contractor?

Question

I was hit by a car that was delivering news papers (in IL) She was at fault. Her insurance claims she was an independant contractor there fore they are not liable. I have heard that the US court handed down a decision that prevents insurance companys from hiding behind the "independant contractor " thing. Does anyone have info or website on this or advice as to what to tell her insurance company? 
Thanks for any info.

Anonymous · Accepted Answer

You may have to sue.  Look for the bicycle coalition website for your area.  They are a great source of information.  The below is from Wisconsin but the San Francisco rules say the same thing.

Here are some sites for Illinois:  http://www.bikelib.org/index.htm
http://www.stlbikefed.org/DesktopDefault.aspx

What to do after a traffic collision

If you're hurt in a traffic collision, don't ride away or shake off what seems like a minor injury. You might find later that it's worse than you thought. If you're a victim of, or a witness to a traffic collision, here are the steps to take:

    * Call the police. If needed, get medical help immediately.
    * Get the following information from every vehicle: driver name, address, phone number, driver's license number, license plate number, make of car, insurance company name and policy number.
    * Get the names and phone numbers of witnesses.
    * Get the police report number from police on the scene.
    * Write down how the crash happened while it's fresh in your memory.
    * Keep (or photograph) any damaged clothes or equipment. Also, if you're a victim:
    * Don't get mad at the scene. Keep a level head so you can ask questions and take notes.
    * If you're injured, don't move unless you're sure you won't injure yourself more

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On Bike, Hit by news Currier, independent contractor?

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