Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

I put my house in my son's name but what happens if he dies first.he lives in hisown house with partner?

I bought my house 9yrs ago and put deeds in my son's name.He has his own house and partner, they have been together 10yrs. They live 100 miles from me. What would happen to my house if he should die before me.

18 Answers

Relevance
  • mcfifi
    Lv 6
    1 decade ago
    Favorite Answer

    Your house belongs to your son. If he has made a will that leaves his property to his partner, then the partner would own your house should your son die before you.

    The partner would then be perfectly entitled to throw you out on the street and sell your house.

    The ideal solution would be for your son to have a will that leaves the house to you, or to his partner if you die first.

    I do hope your son is happy to do this. Good luck.

  • 1 decade ago

    You have to have what is called a Lease back which means you have a Lease Agreement between yourself and your son. In this Lease it will state the rent (a peppercorn) , the date of commencement and that you are to live in the property for as long as you desire. This will protect your rights. Even if your son made a Will leaving the house to you there could be complications but you should really go and see a Solicitor most of whom will give you the first 30 minutes free, this will give you the advice you need and then you can take it further if you wish but you will be told exactly how much the fees would be. You need to sort this out though now rather than later.

  • 1 decade ago

    If he is married to his partner then automatically she will be the beneficiary to all his estate . However if he isn't married then it would it would go to his next of kin IE yourself.

    However consider the fact that cohabitees now have similar rights as married couples best to get some kind of clause put into the deeds . But that unfortunately should have been done when the deeds were passed to youre son .

    Effectively its like giving a present you cant out a clause on it and you cant ask for it back because really now the house isnt really youres.

    But if you have been paying the mortgage etc in the law you have a stake on that house regardless of whom get it if youre son sadly went before you .

  • Anonymous
    1 decade ago

    Depends whether he has a will or not.

    You should urge him to make sure that he does in fact have a legal will, and that in it he grants you the house in the event of his death.

    If he isn't willing to do that, you have another option: take out a life insurance policy on your son. It should be cheap since he is so much younger than you. That way, if he were to die before you, you would have enough money to buy the house outright from his partner, or to find a new place to live.

  • How do you think about the answers? You can sign in to vote the answer.
  • Anonymous
    1 decade ago

    It should go to the living relative, but you better check and make sure he did not put in his partners name, in case he does die. You should have put some kind of clause in the deed. Better check.

  • AnnieD
    Lv 4
    1 decade ago

    Unless you have documentation that grants you life estate in the house, you will have to move out. You could always ask your son to add your name to the deed, and that would give you security.

  • 1 decade ago

    Depends if he has a will, it would probably be resolved in there. If he is married, it might go to his wife, as for a partner, I think it depends on the state you live in.

    If you're worried about it, you should seek legal advice and definitely talk to your son about it.

  • Anonymous
    5 years ago

    sure, as long as he names you finished beneficiary and makes specific that a solicitor attracts up the will. My significant different and that i've got been joint loan holders, his proportion of the domicile immediately got here to me and a extreme ailment coverage paid off the loan. besides the fact that that is not a very good element to think of roughly, he's doing the dazzling element for you.

  • biggi
    Lv 4
    1 decade ago

    Very sensible question !!!! I suggest you ring the CITIZEN ADVICE BUREAU and ask the very question. The service is free. They will advise you on what you should do in order to secure your future roof over your head, should your son die first. Good Luck !!!!

  • Anonymous
    1 decade ago

    I strongly advise you to go to a solicitor. Most solicitors will give you a first 30 minute interview for nothing. That should be enough time to answer your question.

Still have questions? Get your answers by asking now.