If you have US$400000, how will you manage it?

Whatever you do, do not put it in the hands of financial advisers or other sharks masquerading as so called "professionals". They will charge you about 1% and do nothing you cannot do your self very easily and enjoyably.

If you have no idea about the stock market and do not wish to learn, put $100,000in a bank a/c at about 5% and the rest in a cheap index tracking mutual fund. You will do better than 90% of fund managers.

I am not charging you anything for this advice

Consult multiple financial advisors. Compare their fees and plans. Then, choose a plan and stick with it. With any amount over $20,000 I HIGHY recommend using a professional. Also, at that dollar amount, it would be cheaper for to pay an advisor by commission rather than an annual fee. So, check out your options and review long-term performance.

It depends on your risk tolerance, values, goals, and your age. Meeting with a good financial consultant can help guide you in the right direction and giove you advice, but remember that you are the one making the final decision, not them.

Pay off a few debts.. put the max (5k in a Roth IRA) and invest the rest in mutual funds and watch it grow!

Do you really have that kind of money?If so pay all your bills and house ect off.Have a saving and checking account and then a fun account.put stocks and bonds,invest wisely.

I pay off all the credits and school loan. After that, I 'll give some to my family and I am back to HONG KONG!!!

Very carefully

I would donate half of it to charity and save the other half for my kids college fund.

Very carefully.

personally i would invest it all (after paying off my house) i would invest somewhat conservativly, but try and make it grow until i retire