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Has anyone had problems with Humana Medigap Insurance?
In their Preventive benefits that there is no copay. That is not the way it is working out. Like for colonoscopy, bone density, and others. From what I can tell you can not get the service without a copay.
2 Answers
- ZarnevLv 71 decade agoFavorite Answer
It can depend upon the plan you are on. If you are talking co-pays that means you have a Medicare Advantage plan, not a Medigap or supplement. The supplement doesn't have any co-pays, however, it also doesn't include preventive care and the premium is much higher.
There are several different Advantage plans available with Humana. Some of them have all preventive services without a co-pay but some have a co-pay for colonoscopy, bone density and mammogram. All plans that I'm aware of in my state also have immunizations, pap smear and prostate cancer screening for $0 co-pay. Also, each plan is county specific so what is available in your county may not be in the neighboring counties.
Source(s): Independent Agent specializing in Senior products - Anonymous1 decade ago
what stat are you in and which one of the medigaps do you have? It doesn't sound like you have a medigap coverage but a medicare advantage (Part C) plan.
