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15 Answers
- Anonymous1 decade agoFavorite Answer
http://www.insolvencyhelpline.co.uk/bankruptcy/ban...
This site answers a lot of questions and should be able to help you!
- Anonymous6 years ago
Asking a bankruptcy attorney if you should file bankruptcy is like asking an insurance salesperson if you need insurance. The answer is inevitable. Bankruptcy may be your best option, but before consulting an attorney, make an appointment with a credit counselor. It may save you a lot of money in the long run.
- swrongLv 61 decade ago
Go to an attorney who deals in bankruptcy. This is't a wise decison though, I'd try to fix it first. Eventually you'll still have to pay off all your debts. The best thing you can do right now is to get Dave Ramsey's book, "The Total Money Makeover". I know, you probably couldn't afford it or you wouldn't be asking about bankruptcy, but, you can't afford not to buy it. You can get it quite cheap off ebay or half.com or amazon. It's a very enlightening book and has testimonials from tons of people who've been to that point and worked their ways out of debt. This isn't a get-rich scheme at all. It's all pure common sense, something we just do think about. Best of luck to you!!!
- 1 decade ago
Search Google " Apply Consider Bankruptcy "
Attorneys and Court System is where it is done.
Go to the www.irs.gov and search keyword bankruptcy.
Call Debt consolidator (anyone of them) and get considerations as to pros/cons.
You really don't want that scar on your financial history..it will impact your ability to get corp jobs for upto 8years. Among your ability to buy a home or finance a car etc.
You will pay more penalties with that mark on your records than if you paid your way out of bankruptcy. With higher interest rates etc.
Good luck which ever way you go.
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- Anonymous7 years ago
You should take a look at the options you can find at: SAVEFINDER.NET-
RE Bankruptcy?
How do you apply for Bankruptcy, and where
- Anonymous1 decade ago
Bankruptcy should be a very last resort, take no notice of anybody offering a loan to sort yourself out, they're just vultures picking at the bones. If you're in the UK go to the citizens advice bureau in the first instance, they will help you with IVA's and the like. DO NOT go anywhere that takes a fee for their services.
- wizjpLv 71 decade ago
District bankruptcy court for the state you live in; call the local court clerk for information as to location.
How? Gather financial records and grab a phone book; look under bankruptcy atty's
- Stephen ALv 41 decade ago
Go to your local CAB and try to sort out a different way of dealing with your troubles , Bankruptcy is a very hard road to follow
- Anonymous1 decade ago
Find a local bankruptcy lawyer. It is far too complicated a process to do yourself.
- 1 decade ago
in the UK the insolvency service deals with all bankruptcies and IVA's http://www.insolvency.gov.uk/
make sure you get some advice from a solicitor (have a free half hour session) http://www.clsdirect.org.uk/directory/directorySea... or from somewhere like citizen's advice bureau http://www.adviceguide.org.uk/ or consumer credit counselling http://www.cccs.co.uk/
there are lots of consequences to going through bankruptcy so you need to make sure it's the right thing in your circumstances.