Two Questions.?

APR is annual Percentage Rate. Prepaid cards that are re-loadable do not have rates. Most prepaid loadable cards will allow you to reload a max of three times.

APR stands for Annual Percentage Rate - which in simple terms is the interest charge by companies on outstanding credit card balance. So a 0% APR means no interest is charged from the credit card holder.

0% APR credit cards come with many flavors:

0% APR for the life of credit card

0% APR for a limited period

0% APR offers for some services and a different APR rate for other services.

A credit card holder should face the fact that this kind of offer is only a marketing strategy and won't last for long. This is because that a credit card company is there to make money for their services and the APR is their leading money spinner.

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APR stands for "Annual Rercentage Rate" It is used as the percentage cost of credit on a yearly basis. This is what you would use to compare your cost to other cards / offers, regardless of the amount of credit or how long you have to repay it. For example if you borrow $100 for one year and pay a finance charge of $10. If you can keep the entire $100 for the whole year and then pay back $110 at the end of the year, you are paying an APR of 10 percent. But, if you repay the $100 and finance charge (a total of $110) in twelve equal monthly payments, you don't really get to use $100 for the whole year. You actually get to use less and less of that $100 each month. So in this case, the $10 charge for credit would be an APR of 18 percent.

A good source for pre-paid credit cards is your local bank or credit union. This makes it easy to transfer money or pay the bill thru your checking or savings account

Previous person that answered your question was good.

Prepaid credit card? I don't believe that there are prepaid credit cards just debit cards and the debit cards don't affect your credit report. If you want something similar to a prepaid credit card try a secured card (you use as a credit card and have an account (checking or savings) set up with lets say $500 in there as "security" just in case you default in payments they take the money you have set in that account.