Which free credit cards do not charge international/foreign transaction fees?

The fees that you are currently being charged for international transactions are probably not from Visa and Mastercard.

Visa and Mastercard are accepted internationally and do not charge fees for international use.

Here are 5 factors that will help you select a balance transfer credit card that will prove more beneficial than others.

1. Earlier it used to be 0% Intro APR on balance transfers for a specified period, but now it is gone. It is very rare to find a balance transfer credit card with 0 % Intro APR. So, the next best thign is a low APR for balance transfer. There are many credit card which offer balance transfer at APRs ranging from 4.5% to 7% for a limited period and a regular APR after that.

2. It is good to have a low APR balance transfer but if a credit card offers a low APRon balance transfer for a very short period of time, it is better to look for another. Low balance transfer APR for the life of balances is a good option to have.

3. Credit card companies do charge some fees for transfering the balance. This could be anything between 3-5% of the amount transfered. This balance transfer fees increase the cost of balance transfer. So, the ideal situation would be to have a credit card which doesn't take any balance transfer fees.

4. Any balance that has been transferred has to be repaid, now what happens is that if you have done a balance transfer and miss one payment all the goodness of low balance transfer APR vanish and an instant high regular APR sets in. This can prove fatal for all the goodies you expected with the balance transfer. So, wouldn't it be nice to have a balance transfer credit card which offers a grace period on repayment. Many credit card offer such facility and it's definitely good to have one. Read more from: http://www.credit-card-gallery.com/credit_card_bal...

Some cards (banks) charge a fee, others do not. You can complain to the company that you think it is unreasonable but in future, you need to check and ask them before you travel. If you can dig out old statements, you can challenge them to produce the notification of a new charge, otherwise you should not have to pay

Generally those cards don't have fees associated with foreign transaction. However, there is a currency exchange rate differential that is charged to you. Whether or not they have hidden fees with that is unknown. For our purposes though, there aren't any foreign exchange fees associated with those types of purchases.

If you've got a stable job with a good source of income, you might be able to apply for a loan through a website called Prosper. This site is a People-to-People (P2P) lending site where individual borrowers join in on the loans to help fund yours. The following is a link of a group that can help to walk you through the whole process:

http://www.prosper.com/groups/group_home.aspx?grou...

Best of luck

As far as I can tell, all cards charge you a foreign transaction fee as well as a currency conversion fee. If you find one that doesn't please let me know.

Visa, and MasterCard both do not have fees.