Can anyone help me get a home loan with bad credit?

Don't lose hope if you're looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.

Of course, some will cost you more money in the long run, but a home it's still one of the best investments that you can make, so, in many cases, it's worth it, especially for the first year of ownership.

You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:

http://www.axalda.info/bad-credit-mortgage.html

Here is the problem. Once you file bankruptcy and then have bad credit afterwards, you are scrutinized even harder than before because in the eyes of the underwriter, you did not learn how to manage your finances after your bankruptcy. You will not be able to get 100% financing with those kind of scores but all is not lost - it will just take time.

What you need to do is get your credit fixed up and show a solid payment history over the previous 12 months prior to getting the loan.

Do not listen to any people telling you otherwise. They will be looking to take your money and take advantage of you. PLEASE do not pay anyone up front fees to try and help you either - trust me, there is no one get this loan through for you - not at 100%

You can get free post bankruptcy mortgage information here:

http://www.bankruptcymortgagebook.com/

Do this local with a lending company. There are tons in every area. Many time sthey can help you, the interest will be high but you can regroup and refinance after things have improved.

Absolutely....

check out www.restructureyourmortgage.com

Best of Luck