Applying for a credit card?

As the name suggests, a student credit card is specially designed for students and is very different from your regular credit card. Because it may be the first time for college students to apply for a credit card, most credit card companies designed their student credit cards to be a form of secured credit cards.

It will help a student to avoid accumulating high amounts of debt because of reckless spending. If you need groceries, or that recommended book but you don't have the money for it, then it may be time for you to use your student credit card. It is good if you start learning good financial habits from your student life itself. Don't use the card to pay for everything and anything. Use it judicially or it will land you in a debt to repay after the college finishes.

It is not unusual to find the representatives of credit card companies promoting student credit card in college campuses. However, finding a right card will take much more than contacting the representative of credit card company. Develop a habit of shopping around and getting the best deal out there. Though the interest rates on student credit cards are relatively low, they also offer a low credit amount. If used judicially student credit card can become the perfect means to build a credit history and jumpstart your financial wellbeing. Apply online for a best student credit card at: http://www.credit-card-gallery.com/Student_Card.ht...

Speaking as a nationally known credit score expert (book, radio shows, newspaper columns):

Secured credit cards from ONLY these two sources: Wells Fargo, Bank of America. Put $300 into a savings account at each. GREAT starter credit. After a year with perfect payments, they won't be secured cards any more and credit will improve further.

Remember, credit cards are NOT a substitute for income. They aren't cash.

Yes, if you dont already have credit then most creditors do not want to extend credit. Its a catch 22. Exceptions seem to be when your in college. But here is suggestion, talk to your mom and dad and see if they will put you as an authorized user on one of their accounts. This will get your credit started and once you get started it will be easier. Please keep in mind that you need to remember that this money has to be paid back timely in order to build a good credit history. Spend responsibly and enjoy!

The orchard bank card was very easy to obtain, and they are will do unsecured credit cards for people with no credit, or bad credit.

Check bankbazaar.com here excellent information related credit cards

Yes. The Orchard bank card. They are for people who want to build their credit and are easy to get.

That is because they are for college students...anyone who is not graduated from HS does not have a steady job or income and does not have the mental facilties to be able to handle a credit card.

yea, i got a credit card when i was 18, plus a macys credit card, well, now im 20, and about 3,000 in debt. dont get a credit card...but if you must, go to creditonebank.com they gave me one even with my crap credit, but with only a 200 dollar limit. i got the silver platinum.

http://creditcard.creditinspector.info/ has excellent info related to dealing with credit cards. Check it out!

Try Providian.

www.providian.com

They seem to work with 'high risk' individuals which you would be classified as since you're still in high school.

But watch out, don't mess up your credit and don't go overboard.