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What is the first thing to do once my bankruptcy is discharged?
Hi, I just filed for bankruptcy and have to go to court the end of this month. I guess I get discharged after 3 months, why does it take 3 months? Once it is discharged, then what? What do I need to do to restore the once awesome credit I used to have. My score was 720 befor job loss, etc. I need some good advice here.
3 Answers
- Fun N SunLv 41 decade agoFavorite Answer
You have to do a Financial Management Course before your bankruptcy can be discharged. It takes no shorter than 60 days after your meeting of creditors. Its not that long if you think about it. when its discharged you can do whatever you want. but if you want to get more debt its up to the creditor if they want to accept you or not.
Source(s): I work for a bankruptcy law office. - 1 decade ago
Try to obtain two credit cards and make sure all of your monthly payments are made on time. This will help increase your credit score. If you cannot be approved for a unsecured credit card, obtain a secured credit card.
- Anonymous1 decade ago
my personal advise you would not want -- i feel any one who files bankruptcy is a loser and will never take advise from anyone.