Is it typical for a morgage loan to have so many financial statements?

Yes. They probably will want alot more. Mortgage files are full of documents and acknowledments you have to sign. Theyll get your credit report, employment history etc. etc. They will need to know your debt to income ratio so they will know all your credit card amounts and car loans etc. Very typical and required for most loans.

Actually that is fairly light paperwork considering the state of the mortgage market .

Maybe he is only asking for that because you'll be paying a higher % rate ?

Or maybe he's picking up the rest of the info off your credit reports .

PS : Since you are buying the property , you should have a pillar to post type property inspection .

Undiscovered flaws / deficiencies could cost you a fortune later .

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If you were going to lend someone $100,000 do you think this is too much or too little info?

W-2's simply prove you've been makiing money for 2 years

2 recent bank statments proves that you didn't just borrow money and stick it in your account one day to get approved for a loan.

2 paystubs will show how are paid (commission, hourly, salary) and determine if it is steady income and if your hours are regular.

Landlord info to make sure you make your rent payments on time.

Absolutely. It is not too much to ask, if you want to borrow tens of thousands of dollars.

pretty much.