Bank of America refund for fraudulent charges?

You are not liable for the charges and showld get your money back very quickly. From the Bank of America website:

Total Security Protection®

Get greater defense against theft, loss, or unauthorized use of your consumer cards. Total Security Protection is free and automatically available for all Bank of America consumer credit cards and check cards.

Secure features

Zero Liability. If your card is lost or stolen, Bank of America reimburses you for any unauthorized card transactions up to the amount of the loss, when reported within 60 days from statement date.

Guaranteed credit. Your account will be credited by the end of the next business day for unauthorized transactions if your card is lost or stolen.

You will have to fill out a form and mail or fax it back. Otherwise they will reverse the credit they gave you. Good luck!

Bank Of America Fraudulent Charges

Bank Of America Report Phishing

Don't know how long it will take BoA to resolve this issue, but I suggest you get rid of the debit cards.

This is one of the main problems with debit cards.

Since they are tied directly to your checking account, this is what happens when someone gets your number.

Use a credit card instead.

Get a no annual fee credit card and use it like you would the debit card. Just make sure you only charge what you can afford to pay off when you receive the bill.

Enter the charge in your checking register just as you would when using the debit card or writing a check.

Pay it in full when the bill arrives.

You could even find a good cash back credit card and actually make money using them.

Had this happened with a credit card, you are only liable for the first $50, and you could dispute the rest of the charges and not be out any money.

Thanks for the answers everyone <3