With a $27,000 salary can i get a credit card limit of 18,000 with a score of 720?

I am not exactly sure why would you want a credit line so high but it would depend on which bank you go to and how your monthly payments look. Depending on how big your car loan is that might hinder your ability to get a credit card with such a high limit. My question is why would you need a credit card limit of 18k when your yearly salary is only 27k, it would take you nearly 8 months of work to pay off the whole credit card if you ever used up to the limit. Even half the limit of 9000 would take you 1/3 of a year to pay off so i am not sure why you would need it.

Credit score is made up of the following items; 1. Payment history 35% 2. Time in bureau 15% 3. New credit 10% 4. Type of credit used 10% 5. Debt to income ratio 30% As you can see items 1,2&5 are the most important as far as score is concerned. But you need to have a good score and a good profile. To achive this you will need at least 3 revolving accounts (credit cards) and 2 installment accounts (auto, home, personal or boats) all with good long pay historys and low balances on your credit cards. This mix of credit will give you the best score/profile. Your credit limit has nothing to do with your score, it's how much of it you have used that is important. Keep your credit card balances below 30% of your limit at all times. Pay them in full whenever you can.

Yes. I am now retired but when I was working I made between $25,000 to $28,000 and I have a credit limit of $25,000. If they start you at a lower limit, you can always request a increase about every 6 months.

You have a good score, how long you've had that cc and house hold income as well as some more equations I would say between $500 and $2,000.

My credit is higher and higher salary...and the highest limit they give me is 3,000. So I think not.