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Travel insurance for people with pre-existing medical conditions (UK)?

Can anybody recommend a travel insurance company that specialises in travel insurance for people with pre-exisiting medical conditions in the UK? Thanks.

7 Answers

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  • 1 decade ago
    Favorite Answer

    A lot depends on the nature of the conditions, if a specialist is involved and any changes to medication as well as the length of the conditions.

    You could try http://www.portwood.co.uk/ for a range of companies all of whcih will consider pre-existing medical conditions. If the conditions are not too serious the best bet would be the BIBA travel scheme (if they quote) as if they accept the condition they won't increase the premium.

    Source(s): Insurance Broker.
  • 1 decade ago

    Most will cover pre-existing medical conditions that are under control or have not caused recent problems. You HAVE to tell them about the conditions and they have to agree to cover them. Some charge a small extra premium but nothing outrageous. The drawback is that their on-line forms can't cope with this routine event so you have to phone them which means you lose your on-line discount.

    I declared a medical condition and the insurer accepted it on the phone. Then they sent through the policy which said "pre-existing medical conditions are only covered if accepted in writing by the insurer" so I phoned them again to request written confirmation. They said they don't do that but that I am covered. I am pretty sure they'd refuse to pay out if WE hadn't complied with a policy condition but we are supposed to trust them when they breach their own conditions. Anyway - it's something to look out for.

  • ?
    Lv 4
    5 years ago

    maximum will cover pre-present wellness situations that are decrease than administration or have not brought about modern-day issues. you would be able to desire to tell them bearing directly to the situations and that they'd desire to conform to cover them. some value a small greater suitable top classification yet no longer something outrageous. the downside is that their on line varieties won't be able of shelter this habitual adventure so which you would be able to desire to telephone them meaning you lose your on line low value. I declared a medical situation and the insurer commonplace it on the telephone. Then they sent for the duration of the coverage which pronounced "pre-present wellness situations are basically lined if commonplace in writing via the insurer" so I phoned them back to request written affirmation. They pronounced they do no longer try this yet that i'm lined. i'm tremendously specific they had refuse to pay out if WE hadn't complied with a coverage situation yet we are meant to have faith them while they breach their own situations. besides - it is something to look out for.

  • Anonymous
    7 years ago

    If you are looking forward to holiday insurance for pre existing medical conditions, then It's So Easy Travel Insurance Limited is the best agency in England to contact with.

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  • Anonymous
    1 decade ago

    If your condition is recognised by any support group, then they should be able to refer you to an insurance company that will take you on without ripping you off.

    Most of them are associated with insurance companies for this purpose especially.

    It worked for us with our son.

    Happy hunting.

  • Anonymous
    1 decade ago

    Yea , my mother has a couple of medical condictions, last two trips abroad she's used SAGA

    Good Luck have a brill hol

  • 1 decade ago

    Try this site> http://www.allcleartravel.co.uk/

    it may be of use.

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