If three people are on a mortgage and one is getting bought out...?

Can file a quit-claim deed with a title company for about 15.00 to take you off title. Unless they are refinancing to get the 8000.00 to pay you. The cheapest way for all involved would be the quit-claim deed filing to save on closing costs by having to do new loan transaction. I would make sure I got the money you are owed first though, before filing the quit-claim deed taking you off title-thus not putting your legal right associated with the home at risk before getting your money owed. Also, realtor fees are never involved in a refinance home loan transaction.

Depends on your agreement (hopefully written, and even better by a real estate attorney). If you guys were just buying it with no set intentions on when to sell, then I would say you guys have a lot to work out. If you are the one wanting to leave the deal and take your money, then I would say that you should pay fees any refi fees. If they want to buy you out for their own reasons, then they should pay you 1/3 of the equity and you shouldn't be charged any fees since you're not the one proposing the buy-out. I would say NO to having to pay the non-existant realtor fees since you don't have any idea what the fees would be. Again, a lot depends on your original agreement. Hope this helps!

Why in the world are Realtor fees being included if this is a refinance and all they are doing is buying you out?

Are you talking about when you originally purchased the home?

Heck no! No way are you entitled to that back....that is a FEE.