Pregnant.....drop income to qualify for medicaid or CHP+ to get prenatal care?

CHP +

I would go for that.

I am currently under my husbands insurance policy and we have to pay A LOT out of pocket (well past $2,000) and then the insurance kicks in and then ONLY covers a small percentage. I too am dealing with a bare bones policy and in my 5th month of pregnancy, we are already bombarded with bills, between reg. prenatal care Dr visits and lab work.

My friend had medicaid throughout her preg. and it covered EVERYTHING!! She walked out of the hospital debt free...

Go with what will cover you better--if that is a govnt policy, then go for it. I am wishing I would've done that at this point!

I don't want you to quit your job. I tried to apply for the Passport program/medicaid deal here in Kentucky when I found out I was pregnant because my job's insurance hadn't kicked in. I got denied because I made over 1450/mo. They may still approve you depending on your income and as long as you don't tell them you have insurance already. Either way there's going to be bills. My insurance covers 80% but I have to meet my deductible this year and still pay the other 20%. Kinda sucks with all those bills roaming around. Just make payment plans and they will be happy.. pay what you can consistently each month and they'll still be happy lol. Good luck

That sounds like an easy way out. You will probably need your job more than what medicaid can offer you.

For Illinois residents, we have Mom & Baby program. This helps the mother while she is pregnant and 60 days after the child is born. You have to meet requirements of income according to family size.

Honestly i am about 1,000 away from making to much to get medicaid. I do not have a problem using it. Because where i work they do not offer health benefits and such. My only option is title 19. But i am a mother of two and 22 weeks 6 days pregnant. I work my butt off and so does my boyfriend. But i had to cut back hours to get some sort of insurance. It sucks but i had no choice. I think if you are working your butt off in life and use it while you need it you are doing nothing wrong. Besides you are paying into so why not? I do not feel one bit bad. I do however get mad at the ones who live off of fip and food stamps and title 19 and wont even work at mc donalds. Those people get to me. but what do you do?

I totally agree it is unfair that middle class citizens who barely make enough to survive but are above the poverty line are expected to shell out $5000+ out of pocket costs, while a woman who make a couple thousand less a year gets it totally free.

While I hate welfare, at the same time I feel like my tax dollars have been going into it for years, and I would be happy that someone I know got to benefit from it. So I say you have to do the math for both scenarios and do what is best for your family.

Keep in mind just because you an unemployed doesn't mean you can't do side job. Babysit, have a garage sale, etc, to bring in extra cash to make ends meet. It really isn't fair! Good luck to you.

i tried to do this but didnt have the right income, If you can swing it, i would definately do it, Im still paying bills even after my current insurance covered SOME of the cost, sure drop your income, it sounds like a great idea -go for it and good luck!!, you say husband? depending on what he makes maybe dont mention you're married?

It is too late to offer my suggestion. However, maybe it will be useful in the future.

People who cannot afford children should not have them.

I do not want to sound "harsh," but my statement is true.

I have worked two jobs during my "child rearing" days to support my children.

I am 67 years old and still work.....part of my income "supports" other people's children.

The government is "us"!!!

We can be "part of the problem" or "part of the solution"!

Please, think about this!

If the baby is already on the way......."BEST WISHES !

Please DO NOT have more children you "CANNOT" afford!

I cannot afford to take care of anymore of "other" people's children!

Best Wishes!

just do medicaid u live in ny?

GO for it! There are plenty of agencies to assist you.

quite you job. that way you can have a stress-free pregnancy and take care of your baby <33

i'm thinking of going on medicaid, since i dont have a job, and not married, but i dont know how to get on it..