Does anyone know a place where I can be approved for a loan wit bad credit and without a cosigner?

Go to a finance company first. Granted their interest rates will be higher than a bank but, it's a start.

Go in and ask to borrow $1000 for 1 year, then pay those payments on time every month just like clockwork. When that is done, get a loan for $2000 and do the same.

Building credit is a process not a quick get. After you have done that, go to a bank and talk to a loan officer. Tell them you are wanting to build your credit and would like to take a loan out. Most times they will ask for colateral, like your car.

Open a checking where you are going to bank long before you go to the bank for a loan request. Keep it current and balanced and never get an overdraft. The bank will look at that also when they consider your loan request.

Good Luck, Jackie

try eloan.com

prosper.com

Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.

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well depending on where you live there will be various places you can try

some people will try to buy a cheap used car and get financing from the dealership. it's one way to build credit

but you need to keep in mind wherever you ger this loan or credit that they will have high interest and high penatlies for you because of your bad history and no co-signer

that being said, best of luck to you

If you do find one... it's going to be extremely high interest rate. Try major banks like Wells Fargo, Comerica, Bank of America... they're the only ones hungry enough for business. But I'm sure must of those will require some sort of cosigner.

With the economy in its current condition I doubt it. There are too many people defaulting on creditors. I think you'd be better off trying to get a co-signer.

Good Luck

Try citibank. Might have to put up car,jewery,etc... but if have a job good chance

Yeap, parents.....

erm, no