what are some good places to apply for a personal loan?

I dealt with this online marketplace that gives you a great great rate on loans. The website is www.prosper.com

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I'll be honest, if you have bad credit, the easiest place to get the money will in fact be a payday loan place. Are they legit? Yes. Do they charge outrageous interest? Yes. Are they taking a risk by lending to you with bad credit? Yes. Take a look at the site listed below and read more about how they work, the risks, and choose one if you change you mind. I dont think you'll have many other choices. If you find one, let us know.

Don't....why create more debt...with bad credit you don;t have the best track record with owing people money...why set yourself up to lose? Look at a garage sell or ebay if you need a quick cash injection. Start a good budget. Get a 2nd job....stay away from the losing cycle of debt. And don;t use a cosigner and risk sticking that trusting person with your debt....

Try personal installment loans (not payday loans). Here you can easily find the best lender in order to get fast approval:

http://cashquery.com/installment-loans.html

Worked for me

Try the "Peer to Peer" lending sites:

www.prosper.com

www.lendingclub.com

www.zopa.com

Note: Any responses from "Private Lenders" here asking you to email them directly are from SCAMMERS and are to be avoided.