Non-Stock Investing?

I think it really depends on what your time horizon is for having access to your investment (and your ultimate profits!)

Now, admittedly, I'm an advocate of value investing in the stock market (finding great companies, buying them at prices that are at a discount, and only selling once they become overvalued...).

While the stock market is down for the year (which, I know, doesn't make anyone happy...), the upside to this is that it can be a GREAT time to invest in great companies, because they may now be trading at a significant discount.

The key here is to know how to find them, knowing what a great price is, and being patient and disciplined (in other words, not panicking if there's a bad trading day...)

Stock market investing can be stressful if you allow your emotions to control how you invest. Regardless of where you and your husband choose to invest, keep your emotions under check, and you'll make wise decisions about where to invest your hard-earned money, whether that's in or out of the stock market.

Hope this helps, and good luck!

1

Hello,

Penny stocks, also known as cent stocks in some countries, are common shares of small public companies that trade at low prices per share. They are notoriously risky but if you follow a special method I've learned you can earn good money at almost no risk. This is the site I use: http://pennystocks.toptips.org/

I definitely recommend subscribing to this site in particular. Very good research, quality stocks. I was a bit weary of penny stocks from all the bad hype they receive but this guy is pretty legit. He's put my mind at ease with a lot of the fears I've had. I especially like that he doesn't send out announcements left and right. I've signed up for other websites that fill my in-box with one company after the other. I don't know where to even start with so many choices in front of me! Nathan sends me one idea a week and that's all I need. Working so many hours during the week leaves me with very little time when I get home to start doing tons of penny stock research. I'm always eager to see what Nathan's next suggestion is each Friday and I love having time on the weekend to do my research.

As said above if you want to make money with penny stocks you have to follow some proven methods. This one in my opinion is the best: http://pennystocks.toptips.org/

I hope it helps

You're taking money out of a diversified portfolio that historically has done very well (over long periods of time) and putting into one asset (which means no diversification) and can easily be lost in the worst side of the market (real estate).

Good luck with that.

Suggestion;

Don't listen to different sales reps selling you their idea of the best investment today. read a couple of books on investing & some on Mutual Funds. Learn about risk. time horizons, asset allocation & diversification. As it stands now.... you seem inclined to take money out of a temporarily declining asset and move into one that may be in worse shape.

There's a reason most city, state, employer based pension plans invest in the market. It works! (you just have to understand the occasional pain). I've gone through periods much worse than this (in the market). people that don't understand it.... lose.

WHy don't you try forex trading. It bring in a lot of aggressive charecteristics in you. Life would suddenly be fun and challenging. With huge volume of trading forex is world's biggest market . FOrex trading if you calculate on the basis of returns is second to none.