Please,what would you do?

Sounds like a classic case of identity theft. If you did not recieve a card, then someone found the application and changed the billing address and opened the account.

Contact the credit card company and notify them of the situation. If you get no result from them then you should contact the following to file a complaint.

Report the credit card issuer to the Comptroller of the Currency. Phone number is 202-874-4700.

Report the company to your state's attorney general's office. You can find links to your state's AG website at naag.org. Your state might allow you to file a complaint online. This is probably the most effective complaint to make as it is the attorney general's who have filed most of the lawsuits against credit card companies. For example, it was the California AG who sued Providian and forced them to pay the largest judgment against a credit card company ever.

Report the company to the Better Business Bureau. Submit your case for dispute resolution online at www.bbb.org.

Next, place a fraud alert on your credit reports to protect you from any further problems, here are the contact numbers

Equifax-800-685-1111

www.equifax.com

Experian-888-EXPERIAN (888-397-3742)

www.experian.com

TransUnion-800-916-8800

www.transunion.com

Next, go to the following web sites to find out how to resolve this problem. here is their link

http://www.consumer.gov/sentinel/

CONSUMER FRAUD AND IDENTITY THEFTS.

http://www.ftc.gov/credit

FTC WEB SITE

Hope this answers your question

Hey, just for future reference, when you get those credit card offers in the mail, there is a 1-800 # on the back for CREDIT OPT OUT. You call it enter in your social and your information and they remove you from their database for all credit agencies so you won't get those anymore. I did that and I haven't recieved anything in the mail. I highly reccommend that.

Second, about this company, you need to call them and tell them that you did not authorize any charges. Ask them for proof or ask them what was charged. And if they fail to take those charges off, you can file a discrepency. Tell them that if this is not resolved you will file this as fraud with the district attorney of your area as well as contact the 3 credit agencies (experien, transunion...) that will scare them. This happened to my friend in the past and I helped him report it and it was resolved though it took my time up. Just also document who you talk to on the phone and get their names, the date and time you talked to them just in case.

Good luck! Hope this helps.

PS: Run a credit report and see what is on your credit history just in case someone else got your info. You can get 1 free credit report each year without points being deducted.

You have been a victim of identity theft.Call householdbank asap and explain to them everything that happened from a to z. Then they will investigate to find out exactly what happened. So you will not be penalized and make sure the account is closed!!! And next time you get an application in the mail just junk it after ripping it into shreds like i do. And if you have any open credit card accounts and they mail you those credit checks, shred them to, to avoid any other hassles.

Good luck

call the credit card company, let them know that you don't have a card and never used this card. It is fraud. The phone number will be on the statement that you got. They will close the card and send you dispute paperwork. Then call Trans Union and report it so that they put a block on it. Every time someone tries to use your credit they will call you first. Good Luck.

call whatever company that was and tell them the situation. for the future..don't even return emails like that even when you say cancel...that probably was set up by a computer system taking any return email & assuming you wanted it. it is a most definite scam..good luck

Sounds like somebody stole your identity. call household asap. and cancel all cards or applications that come into them in your name.