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What is Pysicians Mutual health insurance all about? ?
I am married and in my mid 20's, both me and my husband are in good health and are thinking of dropping our current health insurance to switch to this provider. My husband currently carries our insurance through his employer at a cost of roughly $400.00 monthly. I work for a small business that is looking into Physicians Mutual for a health care option for the few employee's that work here. I am told the month amount could be as low as $80.00 monthly, but has limited coverage.
Would you vouch for this source of health insurance for a younger married couple with no plans to have children?
thx!!!
1 Answer
- golfgirl3Lv 61 decade agoFavorite Answer
We used Physcians Mutual and highly recommend it. All the doctors are covered mostly, the only thing is a little bit higher deductible then some insurances. The only thing is if your husband has any physical issues they may not cover him. Mine had health concerns. Also, do not cancel his insurance until yours is established. And he may have to check and see if he can cancel, some will and some will not, but if they will not, see if they will under what is called a "qualifing event". Under that event, it states if your spouse receives insurance then his insurance can be terminated with the other company. Hope that helps.