I have 2 cars but can only really aford one. ?

fix and dump 300zx

dump lincoln too

buy small pick-up - used - get PL--PD ins - use pick-up make money on your weekends

sign DAV--W3

Sell the Lincoln immediately. Use some of the money to get the other one fixed and sell it. Once you have all the remaining cash in your hand then go out and buy a car up to that amount only. You will then have a car that you don't owe any money on so no more bills except the servicing and insurance.

720 @ 19 is awesome dude! Protect that with your life.

You will need to sell the car on Craigslist "AS IS", if you cannot get what you want then you will need to cut your losses and move on, even if you still gotta pay for a portion of the car,But first get an immaculate detail and I mean 110%, spray the wheel wells black,along with the gas & brake pedals and make that car shine dude! Lower your debt by getting fewer minutes on your cell phone, remember it will only be for a short time until you regroup.

When you buy your car insurance, shop at AIG, They truly are the cheapest around. Get only the amount allowed by law and nothing more,that's what I did for my full coverage insurance. They will try to up sell you to buy more coverage, but just say NO!

For future reference, never sell your car to a dealer.

OK, OK I know you did not ask for this info. but I feel compelled to help you out, I also have a 720 beacon score and it was not easy, so here goes some good stuff for your future.

Pull your own credit first and educate yourself before attempting to buy a car. You have 45 days to have your credit pulled from different entities before it gives you a negative point deduction.

HERE IS THE GOLDEN TICKET CAR DEALERS DON'T WANT YOU TO KNOW!!!

Borrow the cars for a day or two first, and get to know the car to see if you like it.

(1) It is called a borrowed vehicle agreement or BVA, it is just a form you sign with the miles when the car left and when it returned, you give them a copy of your drivers license as well.

(2) Get to a credit union before you set foot in a dealership and get your financing in place first. You need to give them a ballpark price on what you want to spend and they can see if they can approve you for that price.

(3) Never,never,never pay more than the invoice price of a car. You go to the dealership and state that you want to buy a certain car for invoice minus rebates. If buying used, remember used cars have an average $3,500 mark-up. I would suggest you negotiate for 2 days, and I promise they will call you to come in for the rock bottom price.

(4) So here is the golden info. I am going to share with you!!!

Shop your interest rate first at 2 or 3 banks and get the best rate, credit unions are usually the way to go. Banks are not all the same, they are just like the dealerships, WATCH OUT!

Go on the net and shop 2 or 3 dealers and get the rock bottom price (invoice minus rebates) make the internet sales manager fight for your business.

Walk in the dealership that won your approval and borrow the car(BVA). You are now the one in charge because you have the pre-approval and the rock bottom price.

When you go to sign the paperwork in finance, then that is where the sales managers expect to make up for their losses.

They did not make any $$$ on the front end, So they expect to make it up on the back end (finance mgr).

Everything in the finance managers office is also negotiable, keep in mind, I have seen those guys really turn up the pressure and literally blow their lid if they don't get what they want, Hold your ground!!!

I would recommend you buy gap insurance from him, and nothing else. The gap insurance is very cheap and extremely important to have,believe me! But the car is already under warranty, so you will not need anything else.

If you listen to me, you can trade your car in every three years and never need an extended warranty and if you don't buy a bunch of extras in finance you will never be upside down when you get ready to trade it in.

Just imagine going through life and cruising in a new car all the time with low payments and being in control of your finances, It is the best way to build a good credit score. Good Luck Dude!

Dump the Lincoln, it is costing you a ton of money for what - pleasure only ?? Fix the problems with the Nissan, it is already paid for and is less insurance etc. You are wasting your money on all these cars and insurance etc. what are you waiting for ?

nothing, as you already screwed up and won't listen.