can the insurance company do this?

You will have to call your agent and ask them.

However, I suspect that its just rated the same as on owi.

Laws regarding DUIs and car insurance coverage vary by state. Most states requires DUI offenders to get a form called an SR-22 from their auto insurers, so you can't hide. This form proves to the DMV that you carry liability insurance and removes your license suspension. An SR-22 also requires your insurance company to notify the DMV if it cancels your auto insurance for any reason. You'll likely have to file proof of insurance for three — sometimes five — years with your state's DMV.

Some car insurance companies don't even offer SR-22 policies, so you may be non renewed or canceled because your company can no longer provide what you need.

Did you refuse a blood test or breathalyzer? If so, that is the same repercussions as a DUI (in PA anyway). You need to gather your paperwork and go talk to the agent.

if you weren't charged and didn't go to court what did u get? Just a ticket? Usually Ins Co. don't find out about tickets unless they check your MVR, so do u know how they found out?

that suspension most likely showed up on your mvr. in my state on mvr's it will show a suspension and out to the side it WILL show what its for...ex: DUI.