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Help! DMV has wrong lienholder on title?

My brother paid off his car. The car loan was a secured loan so the bank wouldn't have the title. When he didn't receive his title he went to DMV. DMV is showing the lien holder as another bank. I called the bank and they said they are a service center and do not have titles. What do I do? It sounds like DMV has the wrong lien holder on their system.

5 Answers

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  • 1 decade ago
    Favorite Answer

    The lien holder is on the purchase contract and it is whoever your brother was paying money to. The lien holder should also be shown on the vehicle registration slip. The lien holder should be the same on both the purchase contract and the vehicle registration slip.

    Start with the company your brother was making payments to. If it doesn't match up with the registration slip, your brother may need to consult an attorney.

    All the best.

    Source(s): former driver's lecense examiner
  • Nap
    Lv 5
    1 decade ago

    I've seen this happen Too often. When you purchased your vehicle and you financed, you didn't actually see the final paperwork that was sent for your registration. Well, possibly when you sat with the finance managers they tried to get you into say Chase bank NA. well when It came time to send your paperwork It was found out that chase did not approve you. So, another bank was found say Wells fargo. This happens It's not good but It does and the Dealer should have called you and told you. Now, you should ask the bank on the title for what is called " A No Interest Letter" showing your name and Vin number. It can be done Its not a big deal but It will cost you money and a little time. Good Luck

    Source(s): NY State DMV Employee 18 Years & Manager @ Dealership Billing Motor Vehicle department
  • 6 years ago

    In my case, I paid the whole car in 2003 but the dealer had included a credit application and a lien on the title. I did not realize the lien on the title until recently when went to the MVA to change the title to my daughter. It is the second time I am trying to have the lien released but everyone in the dealer is avoiding responsibiliy and the financial corporation has no telephone or email.

    Source(s): My own experience - please read everything, ask all the questions before you file your documents and never look at them again
  • trudi
    Lv 4
    5 years ago

    I have been surfing the web more than two hours today looking for answers to the same question, and I haven't found a more interesting discussion like this. it is pretty worth enough for me.

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  • ?
    Lv 4
    5 years ago

    Good point, but I am not 100% convinced

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