Insured to drive other cars?

You can drive another car, so long as it is taxed, mot'd and roadworthy. The insurance cover is yours, third party only, as you said. No other insurance is needed.

Yes the car has to be insured also there is a clause with some cars that the driver must be over 25 years of age, guy i know was driving his bmw that his father had insured he assumed that he could drive it but was under the 25 threshold so when he got pulled he was told he could not drive it due to that clause the car was then sold

You are only covered for 3rd party so do not drive unless you have to. mean have to in an emergency, because if you are in an accident and you are at fault the other vehicle will be paid for but you will have t pay for the damage on the one you were driving

It does not have to be insured by the owner for you to drive it, however, you should not drive it if your own vehicle is on the road, as your insurance only covers the one vehicle at a time.

You couldn't tax it on your insurance either.

in the U.ok., that's the motive force who could carry criminal duty coverage for his use of the motor vehicle. in case you have a coverage on your person call on your person motor vehicle, then it is going to commonly have a clause which covers you to rigidity a motor vehicle belonging to all of us else, with the owner's permission of direction, even with no count if there's a coverage in result naming that motor vehicle in particular. in the region defined even with the undeniable fact that, the place the motive force does no longer have a coverage in his very own call, the legality would count on no count if he's roofed under the motor vehicle proprietor's coverage. If the owner has coverage which the two names the motive force in particular or is for "any driver," then that's criminal, in any different case the guy would be driving uninsured. Will the police capture on? in case you're stopped and requested to produce your records, then confident, considering that they are going to be working no longer only the motor vehicle yet additionally the motive force.

Yes it does - otherwise it would be illegal for the owner to have it on the road in the first place.

YES THE CAR HAS TO BE INSURED AND YOU ARE ONLY COVER BY THIRD PARTY COVER

Yes it does, as otherwise as soon as you parked it outside a shop and went in it would be uninsured