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Sugga Mama asked in Business & FinanceCredit · 1 decade ago

Are there any banks that dont run your credit b4 giving you a checking acct?

I have commerce and the credit union, and Im not happy with either. I dont have good credit right now though.

2 Answers

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  • Anonymous
    1 decade ago
    Favorite Answer

    not to worry -- if you are not in the chex system you will be ok!!!

  • OC1999
    Lv 7
    1 decade ago

    Banks rarely run your regular credit report when you open a Checking Account. However, most major banks will verify you against ChexSystems. So unless you have a lot of unpaid bounced checks or had any other banks close your account due to being overdrawn in the last 5 years you should be okay.

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