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Are there any banks that dont run your credit b4 giving you a checking acct?
I have commerce and the credit union, and Im not happy with either. I dont have good credit right now though.
2 Answers
- Anonymous1 decade agoFavorite Answer
not to worry -- if you are not in the chex system you will be ok!!!
- OC1999Lv 71 decade ago
Banks rarely run your regular credit report when you open a Checking Account. However, most major banks will verify you against ChexSystems. So unless you have a lot of unpaid bounced checks or had any other banks close your account due to being overdrawn in the last 5 years you should be okay.